Use this page as a one-stop reference for everything related to Canara Bank's AYANURU branch in AYANUR, KARNATAKA. The branch's IFSC code CNRB0004221 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – AYANURU is CNRB0004221. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004221 map to this branch in AYANUR, KARNATAKA.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ayanuru branch — IFSC CNRB0004221 — extends the bank's services to customers in and around Ayanur, Karnataka.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Ayanuru |
| IFSC Code | CNRB0004221 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANASHANKARI NILAYA, B H ROAD, AYANURU -577211 SHIMOGA DIST. |
| City | Ayanur |
| District | Shimoga |
| State | Karnataka |
| STD Code | 91 |
| Phone | 1234567890 |
Ayanuru branch overview
Located at BANASHANKARI NILAYA, B H ROAD, AYANURU -577211 SHIMOGA DIST., the Ayanuru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CNRB0004221 is required for all interbank electronic transfers routed through this branch.
Why every Canara Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AYANURU of Canara Bank — its own 11-character IFSC. The code CNRB0004221 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CNRB0004221 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ayanuru branch is mapped to IFSC CNRB0004221 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0004221.
Banking services available
The Ayanuru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0004221
How to transfer money using IFSC CNRB0004221
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0004221 across all three.
How to use IFSC CNRB0004221 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's AYANURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0004221.
- Confirm the bank name auto-populates as Canara Bank and the branch as AYANURU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC CNRB0004221
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Canara Bank – AYANURU, ensure your bank's portal accepts IFSC CNRB0004221 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Canara Bank AYANURU (IFSC CNRB0004221)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0004221 in your mobile or internet banking app, and the money is credited to the AYANURU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC CNRB0004221 for Canara Bank – AYANURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – CNRB0004221 | Yes – CNRB0004221 | Yes – CNRB0004221 |
For most retail customers crediting the Ayanuru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC CNRB0004221
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – AYANURU is still mapped to IFSC CNRB0004221. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0004221 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0004221
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the AYANURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0004221 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0004221 and the account number together uniquely identify the Ayanuru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0004221
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – AYANURU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0004221. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ayanuru branch
The branch is located at BANASHANKARI NILAYA, B H ROAD, AYANURU -577211 SHIMOGA DIST., which puts it inside Ayanur, the broader Shimoga district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Canara Bank Ayanuru branch” — the verified location pin for IFSC CNRB0004221 should appear at the top of the results.
- Confirm the branch is open by calling 91-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CNRB0004221 and your account number.
Verifying IFSC CNRB0004221 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0004221 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1234567890.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ayanuru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0004221, however, work 24x7.
Branch address & contact
Canara BankAyanuru Branch
BANASHANKARI NILAYA, B H ROAD, AYANURU -577211 SHIMOGA DIST.
Ayanur, Karnataka
Phone: 91-1234567890
IFSC: CNRB0004221
Frequently asked questions
What is the phone number of Canara Bank Ayanuru branch?
You can reach the branch at 91-1234567890 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ayanuru branch but serve different purposes.
Is IFSC CNRB0004221 valid for NEFT and RTGS?
Yes. IFSC CNRB0004221 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Canara Bank Ayanuru branch located?
Canara Bank's Ayanuru branch is located at BANASHANKARI NILAYA, B H ROAD, AYANURU -577211 SHIMOGA DIST., Ayanur, Karnataka.
Does Canara Bank Ayanuru branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1234567890 to confirm.
Is IFSC CNRB0004221 the same for all accounts at Ayanuru branch?
Yes. The IFSC CNRB0004221 is shared by every account held at Canara Bank's Ayanuru branch. Only the account number changes from customer to customer.
How do I add Canara Bank Ayanuru as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0004221, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: CNRB0004221 is the IFSC code of Canara Bank, AYANURU branch, in AYANUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
