This page lists the IFSC code, branch address, contact number and fund-transfer information for Canara Bank, ATHARGA branch in ATHARGA. The 11-digit IFSC CNRB0010828 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Canara Bank at the ATHARGA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, CNRB0010828 is the IFSC of Canara Bank's ATHARGA branch. The format is fixed: CNRB = bank code, 0 = reserved, 010828 = branch identifier.
Bank profile
Canara Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Atharga branch — IFSC CNRB0010828 — extends the bank's services to customers in and around Atharga, Karnataka.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Atharga |
| IFSC Code | CNRB0010828 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112 |
| City | Atharga |
| District | Bijapur |
| State | Karnataka |
About this branch
The branch is located at BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112. It serves the Atharga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Canara Bank. The IFSC CNRB0010828 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's ATHARGA branch came to be assigned the code CNRB0010828.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0010828, money simply cannot be routed to the ATHARGA branch electronically.
Products and account variants supported
Every account opened at the Atharga branch is mapped to IFSC CNRB0010828 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0010828.
Banking services available
The Atharga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC CNRB0010828
How to transfer money using IFSC CNRB0010828
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0010828 across all three.
How to use IFSC CNRB0010828 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's ATHARGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0010828.
- Confirm the bank name auto-populates as Canara Bank and the branch as ATHARGA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ATHARGA
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's ATHARGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0010828 while initiating the transfer and the credit will appear within minutes.
IMPS to Canara Bank ATHARGA (IFSC CNRB0010828)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CNRB0010828 in your mobile or internet banking app, and the money is credited to the ATHARGA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Atharga
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0010828:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ATHARGA is still linked to IFSC CNRB0010828.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Canara Bank's ATHARGA branch, the IFSC CNRB0010828 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC CNRB0010828
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the ATHARGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0010828 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Atharga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CNRB0010828 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Canara Bank – ATHARGA:
- The IFSC is exactly CNRB0010828 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Canara Bank as the bank name and ATHARGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Atharga branch sits at BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112. If you are travelling from outside Atharga, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0010828 and your account number.
Verifying IFSC CNRB0010828 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0010828 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Atharga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CNRB0010828 continue to work without interruption.
Branch address & contact
Canara BankAtharga Branch
BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112
Atharga, Karnataka
Phone: the branch contact number
IFSC: CNRB0010828
Frequently asked questions
Is IFSC CNRB0010828 the same for all accounts at Atharga branch?
Yes. The IFSC CNRB0010828 is shared by every account held at Canara Bank's Atharga branch. Only the account number changes from customer to customer.
How do I add Canara Bank Atharga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0010828, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Canara Bank Atharga branch located?
Canara Bank's Atharga branch is located at BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112, Atharga, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Atharga branch but serve different purposes.
Does Canara Bank Atharga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using CNRB0010828 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Atharga reflect within 30 minutes.
What is the IFSC code of Canara Bank Atharga branch?
The IFSC code of Canara Bank, Atharga branch is CNRB0010828. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC CNRB0010828 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0010828 to send funds instantly.
Summary
The IFSC code CNRB0010828 belongs to Canara Bank's ATHARGA branch, located at BIJAPUR INDI ROAD BLOCK NO 1 BY 2 ATHARGA INDI TQ BIJAPUR 586 112 in ATHARGA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
