Below are the complete branch details for Canara Bank, ARYANAD branch, located in ARYANAD, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is CNRB0014039. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case CNRB0014039 for Canara Bank – ARYANAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Canara Bank – ARYANAD is CNRB0014039. The first four letters CNRB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014039 map to this branch in ARYANAD, KERALA.
About Canara Bank
Canara Bank operates a wide network of branches across India, including the Aryanad branch in Aryanad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, CNRB0014039.
Branch details at a glance
| Bank Name | Canara Bank |
|---|---|
| Branch | Aryanad |
| IFSC Code | CNRB0014039 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542 |
| City | Aryanad |
| District | Thiruvananthapuram |
| State | Kerala |
About the Aryanad branch
The Aryanad branch of Canara Bank is situated at BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code CNRB0014039 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Canara Bank's ARYANAD branch came to be assigned the code CNRB0014039.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC CNRB0014039, money simply cannot be routed to the ARYANAD branch electronically.
Products and account variants supported
Every account opened at the Aryanad branch is mapped to IFSC CNRB0014039 on the RBI payments network. The branch generally supports the full retail product catalogue of Canara Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains CNRB0014039.
Products and services
Customers walking into the Aryanad branch can access most of Canara Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC CNRB0014039
How to transfer money using IFSC CNRB0014039
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CNRB0014039 across all three.
How to use IFSC CNRB0014039 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Canara Bank's ARYANAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC CNRB0014039.
- Confirm the bank name auto-populates as Canara Bank and the branch as ARYANAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ARYANAD
If you need to transfer ₹2 lakh or more in one go to an account at Canara Bank's ARYANAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CNRB0014039 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Canara Bank – ARYANAD, use IMPS. With IFSC CNRB0014039 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Aryanad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC CNRB0014039:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARYANAD is still linked to IFSC CNRB0014039.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC CNRB0014039
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Canara Bank – ARYANAD is still mapped to IFSC CNRB0014039. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CNRB0014039 and the beneficiary's account number to complete the transfer.
Online banking and IFSC CNRB0014039
Canara Bank customers can register for net banking and the bank's official mobile app once their account at the ARYANAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CNRB0014039 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Canara Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CNRB0014039 and the account number together uniquely identify the Aryanad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC CNRB0014039
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Canara Bank – ARYANAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
CNRB0014039. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Aryanad branch sits at BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542. If you are travelling from outside Aryanad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CNRB0014039 and your account number.
Verifying IFSC CNRB0014039 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm CNRB0014039 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aryanad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CNRB0014039, however, work 24x7.
Branch address & contact
Canara BankAryanad Branch
BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542
Aryanad, Kerala
Phone: the branch contact number
IFSC: CNRB0014039
Frequently asked questions
Where is Canara Bank Aryanad branch located?
Canara Bank's Aryanad branch is located at BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU THIRUVANATHAPURAM KERALA INDIA 695542, Aryanad, Kerala.
Does Canara Bank Aryanad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Canara Bank Aryanad branch?
The IFSC code of Canara Bank, Aryanad branch is CNRB0014039. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Canara Bank Aryanad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC CNRB0014039, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using CNRB0014039 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Canara Bank – Aryanad reflect within 30 minutes.
Can I use IFSC CNRB0014039 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC CNRB0014039 to send funds instantly.
What is the phone number of Canara Bank Aryanad branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aryanad branch but serve different purposes.
Summary
The IFSC code CNRB0014039 belongs to Canara Bank's ARYANAD branch, located at BUILDING NO 494B SREEVINAYAKA TOWER POST OFFICE JUNCTION ARYANADU… in ARYANAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
