If you are searching for the IFSC code of Bharat Cooperative Bank Mumbai Limited, ANJUR PHATA BHIWANDI branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BCBM0000062. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANJUR PHATA BHIWANDI branch, and detailed step-by-step guides for using the IFSC BCBM0000062 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BCBM0000062 is the IFSC of Bharat Cooperative Bank Mumbai Limited's ANJUR PHATA BHIWANDI branch. The format is fixed: BCBM = bank code, 0 = reserved, 000062 = branch identifier.
Branch details at a glance
| Bank Name | Bharat Cooperative Bank Mumbai Limited |
|---|---|
| Branch | Anjur Phata Bhiwandi |
| IFSC Code | BCBM0000062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, NAVKAR HEIGHTS A, ANJUR PHATA, TAL BHIWANDI, THANE 421302 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61890107 |
About Bharat Cooperative Bank Mumbai Limited
Bharat Cooperative Bank Mumbai Limited operates a wide network of branches across India, including the Anjur Phata Bhiwandi branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BCBM0000062.
About this branch
The branch is located at FIRST FLOOR, NAVKAR HEIGHTS A, ANJUR PHATA, TAL BHIWANDI, THANE 421302. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bharat Cooperative Bank Mumbai Limited. The IFSC BCBM0000062 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bharat Cooperative Bank Mumbai Limited's ANJUR PHATA BHIWANDI branch came to be assigned the code BCBM0000062.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BCBM0000062, money simply cannot be routed to the ANJUR PHATA BHIWANDI branch electronically.
How to transfer money using IFSC BCBM0000062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BCBM0000062 across all three.
How to use IFSC BCBM0000062 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bharat Cooperative Bank Mumbai Limited's ANJUR PHATA BHIWANDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BCBM0000062.
- Confirm the bank name auto-populates as Bharat Cooperative Bank Mumbai Limited and the branch as ANJUR PHATA BHIWANDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BCBM0000062
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bharat Cooperative Bank Mumbai Limited – ANJUR PHATA BHIWANDI, ensure your bank's portal accepts IFSC BCBM0000062 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bharat Cooperative Bank Mumbai Limited ANJUR PHATA BHIWANDI (IFSC BCBM0000062)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BCBM0000062 in your mobile or internet banking app, and the money is credited to the ANJUR PHATA BHIWANDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BCBM0000062 for Bharat Cooperative Bank Mumbai Limited – ANJUR PHATA BHIWANDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BCBM0000062 | Yes – BCBM0000062 | Yes – BCBM0000062 |
For most retail customers crediting the Anjur Phata Bhiwandi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BCBM0000062
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bharat Cooperative Bank Mumbai Limited – ANJUR PHATA BHIWANDI is still mapped to IFSC BCBM0000062. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BCBM0000062 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anjur Phata Bhiwandi branch is mapped to IFSC BCBM0000062 on the RBI payments network. The branch generally supports the full retail product catalogue of Bharat Cooperative Bank Mumbai Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BCBM0000062.
Banking services available
The Anjur Phata Bhiwandi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-61890107.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BCBM0000062
MICR & cheque-truncation details
Cheques drawn on the Anjur Phata Bhiwandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BCBM0000062 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Anjur Phata Bhiwandi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BCBM0000062 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BCBM0000062
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bharat Cooperative Bank Mumbai Limited – ANJUR PHATA BHIWANDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BCBM0000062. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Anjur Phata Bhiwandi branch
The branch is located at FIRST FLOOR, NAVKAR HEIGHTS A, ANJUR PHATA, TAL BHIWANDI, THANE 421302, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bharat Cooperative Bank Mumbai Limited Anjur Phata Bhiwandi branch” — the verified location pin for IFSC BCBM0000062 should appear at the top of the results.
- Confirm the branch is open by calling 22-61890107 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BCBM0000062 and your account number.
Verifying IFSC BCBM0000062 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BCBM0000062 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61890107.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Anjur Phata Bhiwandi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BCBM0000062 continue to work without interruption.
Branch address & contact
Bharat Cooperative Bank Mumbai LimitedAnjur Phata Bhiwandi Branch
FIRST FLOOR, NAVKAR HEIGHTS A, ANJUR PHATA, TAL BHIWANDI, THANE 421302
Thane, Maharashtra
Phone: 22-61890107
IFSC: BCBM0000062
Frequently asked questions
Is IFSC BCBM0000062 the same for all accounts at Anjur Phata Bhiwandi branch?
Yes. The IFSC BCBM0000062 is shared by every account held at Bharat Cooperative Bank Mumbai Limited's Anjur Phata Bhiwandi branch. Only the account number changes from customer to customer.
Does Bharat Cooperative Bank Mumbai Limited Anjur Phata Bhiwandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61890107 to confirm.
Is IFSC BCBM0000062 valid for NEFT and RTGS?
Yes. IFSC BCBM0000062 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bharat Cooperative Bank Mumbai Limited Anjur Phata Bhiwandi branch?
The IFSC code of Bharat Cooperative Bank Mumbai Limited, Anjur Phata Bhiwandi branch is BCBM0000062. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bharat Cooperative Bank Mumbai Limited Anjur Phata Bhiwandi branch located?
Bharat Cooperative Bank Mumbai Limited's Anjur Phata Bhiwandi branch is located at FIRST FLOOR, NAVKAR HEIGHTS A, ANJUR PHATA, TAL BHIWANDI, THANE 421302, Thane, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anjur Phata Bhiwandi branch but serve different purposes.
How quickly will an NEFT transfer using BCBM0000062 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bharat Cooperative Bank Mumbai Limited – Anjur Phata Bhiwandi reflect within 30 minutes.
Final notes
To recap: BCBM0000062 is the IFSC code of Bharat Cooperative Bank Mumbai Limited, ANJUR PHATA BHIWANDI branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
