If you are searching for the IFSC code of Bassein Catholic Cooperative Bank Limited, WADA branch in WADA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BACB0000036. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WADA branch, and detailed step-by-step guides for using the IFSC BACB0000036 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bassein Catholic Cooperative Bank Limited – WADA is BACB0000036. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000036 map to this branch in WADA, MAHARASHTRA.
About the bank
Bassein Catholic Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wada branch in Wada, Maharashtra is part of this network and uses the IFSC code BACB0000036 for all electronic settlement.
Wada branch overview
Located at PRAGATI NAGAR, A WING, GROUND FLOOR,SHOP NO. 10,11,12, KHUDUS, WADA, TALUKA WADA, DIST-PALGHAR 431 312, the Wada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BACB0000036 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | Wada |
| IFSC Code | BACB0000036 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRAGATI NAGAR, A WING, GROUND FLOOR,SHOP NO. 10,11,12, KHUDUS, WADA, TALUKA WADA, DIST-PALGHAR 431 312 |
| City | Wada |
| District | Palghar |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 9527603200 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's WADA branch came to be assigned the code BACB0000036.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000036, money simply cannot be routed to the WADA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Wada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000036 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BACB0000036
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000036 across all three.
How to use IFSC BACB0000036 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bassein Catholic Cooperative Bank Limited's WADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BACB0000036.
- Confirm the bank name auto-populates as Bassein Catholic Cooperative Bank Limited and the branch as WADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to WADA
If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's WADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000036 while initiating the transfer and the credit will appear within minutes.
IMPS to Bassein Catholic Cooperative Bank Limited WADA (IFSC BACB0000036)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BACB0000036 in your mobile or internet banking app, and the money is credited to the WADA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Wada
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000036:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at WADA is still linked to IFSC BACB0000036.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BACB0000036
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – WADA is still mapped to IFSC BACB0000036. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000036 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Wada branch is mapped to IFSC BACB0000036 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BACB0000036.
Products and services
Customers walking into the Wada branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BACB0000036
Online banking and IFSC BACB0000036
Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000036 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Wada branch sits at PRAGATI NAGAR, A WING, GROUND FLOOR,SHOP NO. 10,11,12, KHUDUS, WADA, TALUKA WADA, DIST-PALGHAR 431 312. If you are travelling from outside Wada, search for the branch on a maps application using the bank name and locality, or call 9527603200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BACB0000036 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – WADA:
- The IFSC is exactly BACB0000036 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and WADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BACB0000036, however, work 24x7.
Verifying IFSC BACB0000036 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000036 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9527603200.
- Visiting the bank's official branch locator page.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedWada Branch
PRAGATI NAGAR, A WING, GROUND FLOOR,SHOP NO. 10,11,12, KHUDUS, WADA, TALUKA WADA, DIST-PALGHAR 431 312
Wada, Maharashtra
Phone: 9527603200
IFSC: BACB0000036
Frequently asked questions
Is IFSC BACB0000036 valid for NEFT and RTGS?
Yes. IFSC BACB0000036 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bassein Catholic Cooperative Bank Limited Wada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000036, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Wada branch but serve different purposes.
How quickly will an NEFT transfer using BACB0000036 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bassein Catholic Cooperative Bank Limited – Wada reflect within 30 minutes.
Where is Bassein Catholic Cooperative Bank Limited Wada branch located?
Bassein Catholic Cooperative Bank Limited's Wada branch is located at PRAGATI NAGAR, A WING, GROUND FLOOR,SHOP NO. 10,11,12, KHUDUS, WADA, TALUKA WADA, DIST-PALGHAR 431 312, Wada, Maharashtra.
What is the phone number of Bassein Catholic Cooperative Bank Limited Wada branch?
You can reach the branch at 9527603200 during regular banking hours.
Final notes
To recap: BACB0000036 is the IFSC code of Bassein Catholic Cooperative Bank Limited, WADA branch, in WADA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
