Below are the complete branch details for Bassein Catholic Cooperative Bank Limited, ZENDA BAZAR branch, located in VASAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BACB0000015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BACB0000015 for Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR is BACB0000015. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000015 map to this branch in VASAI, MAHARASHTRA.
Bank profile
Bassein Catholic Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Zenda Bazar branch — IFSC BACB0000015 — extends the bank's services to customers in and around Vasai, Maharashtra.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | Zenda Bazar |
| IFSC Code | BACB0000015 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOTISHA BHAVAN, NEAR DEEMPAL, ZENDABAZAR, TAL VASAI, DIST PALGHAR, 401 201 |
| City | Vasai |
| District | Palghar |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 9850555142 |
Zenda Bazar branch overview
Located at MOTISHA BHAVAN, NEAR DEEMPAL, ZENDABAZAR, TAL VASAI, DIST PALGHAR, 401 201, the Zenda Bazar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BACB0000015 is required for all interbank electronic transfers routed through this branch.
Why every Bassein Catholic Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ZENDA BAZAR of Bassein Catholic Cooperative Bank Limited — its own 11-character IFSC. The code BACB0000015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BACB0000015 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Zenda Bazar branch
Once you have an account at Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR, the IFSC BACB0000015 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Zenda Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9850555142.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BACB0000015
How to transfer money using IFSC BACB0000015
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000015 across all three.
NEFT to Bassein Catholic Cooperative Bank Limited, ZENDA BAZAR using IFSC BACB0000015
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000015, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BACB0000015
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR, ensure your bank's portal accepts IFSC BACB0000015 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR, use IMPS. With IFSC BACB0000015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BACB0000015 for Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BACB0000015 | Yes – BACB0000015 | Yes – BACB0000015 |
For most retail customers crediting the Zenda Bazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BACB0000015
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR is still mapped to IFSC BACB0000015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000015 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Zenda Bazar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BACB0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Zenda Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR:
- The IFSC is exactly BACB0000015 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and ZENDA BAZAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Zenda Bazar branch
The branch is located at MOTISHA BHAVAN, NEAR DEEMPAL, ZENDABAZAR, TAL VASAI, DIST PALGHAR, 401 201, which puts it inside Vasai, the broader Palghar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Zenda Bazar branch” — the verified location pin for IFSC BACB0000015 should appear at the top of the results.
- Confirm the branch is open by calling 9850555142 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000015 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BACB0000015 for Bassein Catholic Cooperative Bank Limited – ZENDA BAZAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Zenda Bazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000015 continue to work without interruption.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedZenda Bazar Branch
MOTISHA BHAVAN, NEAR DEEMPAL, ZENDABAZAR, TAL VASAI, DIST PALGHAR, 401 201
Vasai, Maharashtra
Phone: 9850555142
IFSC: BACB0000015
Frequently asked questions
Can I use IFSC BACB0000015 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BACB0000015 to send funds instantly.
Is IFSC BACB0000015 the same for all accounts at Zenda Bazar branch?
Yes. The IFSC BACB0000015 is shared by every account held at Bassein Catholic Cooperative Bank Limited's Zenda Bazar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Zenda Bazar branch but serve different purposes.
Is IFSC BACB0000015 valid for NEFT and RTGS?
Yes. IFSC BACB0000015 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BACB0000015 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bassein Catholic Cooperative Bank Limited – Zenda Bazar reflect within 30 minutes.
How do I add Bassein Catholic Cooperative Bank Limited Zenda Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000015, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BACB0000015 belongs to Bassein Catholic Cooperative Bank Limited's ZENDA BAZAR branch, located at MOTISHA BHAVAN, NEAR DEEMPAL, ZENDABAZAR, TAL VASAI, DIST PALGHAR, 401 201 in VASAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
