IFSC Code of Bassein Catholic Cooperative Bank Limited, Sativali Branch Branch, Maharashtra

If you are searching for the IFSC code of Bassein Catholic Cooperative Bank Limited, SATIVALI BRANCH branch in VASAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BACB0000049. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SATIVALI BRANCH branch, and detailed step-by-step guides for using the IFSC BACB0000049 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bassein Catholic Cooperative Bank Limited's SATIVALI BRANCH branch, the IFSC BACB0000049 breaks down as follows: BACB identifies the bank, 0 is the reserved character, and 000049 identifies this particular branch.

Branch details at a glance

About Bassein Catholic Cooperative Bank Limited

Bassein Catholic Cooperative Bank Limited operates a wide network of branches across India, including the Sativali Branch branch in Vasai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BACB0000049.

Sativali Branch branch overview

Located at COMMERCIAL GALA NO.1,GROUND FLOOR, ANGEL BUSINESS CENTRE, VILLAGE WALIV,SATIVALI, TAL. VASAI, DIST. PALGHAR 401 208, the Sativali Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BACB0000049 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's SATIVALI BRANCH branch came to be assigned the code BACB0000049.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000049, money simply cannot be routed to the SATIVALI BRANCH branch electronically.

How to transfer money using IFSC BACB0000049

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000049 across all three.

NEFT to Bassein Catholic Cooperative Bank Limited, SATIVALI BRANCH using IFSC BACB0000049

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000049, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – SATIVALI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SATIVALI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's SATIVALI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000049 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – SATIVALI BRANCH, use IMPS. With IFSC BACB0000049 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sativali Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000049:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SATIVALI BRANCH is still linked to IFSC BACB0000049.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bassein Catholic Cooperative Bank Limited's SATIVALI BRANCH branch, the IFSC BACB0000049 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sativali Branch branch is mapped to IFSC BACB0000049 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BACB0000049.

Products and services

Customers walking into the Sativali Branch branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BACB0000049

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000049 and the account number together uniquely identify the Sativali Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sativali Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BACB0000049 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – SATIVALI BRANCH:

• The IFSC is exactly BACB0000049 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and SATIVALI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sativali Branch branch sits at COMMERCIAL GALA NO.1,GROUND FLOOR, ANGEL BUSINESS CENTRE, VILLAGE WALIV,SATIVALI, TAL. VASAI, DIST. PALGHAR 401 208. If you are travelling from outside Vasai, search for the branch on a maps application using the bank name and locality, or call 7888029952 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BACB0000049 and your account number.

Verifying IFSC BACB0000049 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000049 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7888029952.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sativali Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000049 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BACB0000049 is the IFSC code of Bassein Catholic Cooperative Bank Limited, SATIVALI BRANCH branch, in VASAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.