IFSC Code of Bassein Catholic Cooperative Bank Limited, Navghar Road Vasai East Branch, Maharashtra

Use this page as a one-stop reference for everything related to Bassein Catholic Cooperative Bank Limited's NAVGHAR ROAD VASAI EAST branch in VASAI, MAHARASHTRA. The branch's IFSC code BACB0000037 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bassein Catholic Cooperative Bank Limited's NAVGHAR ROAD VASAI EAST branch, the IFSC BACB0000037 breaks down as follows: BACB identifies the bank, 0 is the reserved character, and 000037 identifies this particular branch.

Branch details at a glance

About the bank

Bassein Catholic Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Navghar Road Vasai East branch in Vasai, Maharashtra is part of this network and uses the IFSC code BACB0000037 for all electronic settlement.

Navghar Road Vasai East branch overview

Located at SOHAM COMMERCIAL PLAZA, GROUND FLOOR, SHOP NO. 10,11 AND 13, NEAR VASAI ROAD RAILWAY STATION, NAVGHAR ROAD, VASAI EAST, DIST. PALGHAR 401210, the Navghar Road Vasai East branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BACB0000037 is required for all interbank electronic transfers routed through this branch.

Why every Bassein Catholic Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAVGHAR ROAD VASAI EAST of Bassein Catholic Cooperative Bank Limited — its own 11-character IFSC. The code BACB0000037 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BACB0000037 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BACB0000037

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000037 across all three.

How to use IFSC BACB0000037 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bassein Catholic Cooperative Bank Limited's NAVGHAR ROAD VASAI EAST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BACB0000037.
4. Confirm the bank name auto-populates as Bassein Catholic Cooperative Bank Limited and the branch as NAVGHAR ROAD VASAI EAST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NAVGHAR ROAD VASAI EAST

If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's NAVGHAR ROAD VASAI EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000037 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – NAVGHAR ROAD VASAI EAST, use IMPS. With IFSC BACB0000037 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BACB0000037 for Bassein Catholic Cooperative Bank Limited – NAVGHAR ROAD VASAI EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navghar Road Vasai East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bassein Catholic Cooperative Bank Limited's NAVGHAR ROAD VASAI EAST branch, the IFSC BACB0000037 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Navghar Road Vasai East branch is mapped to IFSC BACB0000037 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BACB0000037.

Banking services available

The Navghar Road Vasai East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7719046600.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BACB0000037

MICR & cheque-truncation details

Cheques drawn on the Navghar Road Vasai East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BACB0000037

Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAVGHAR ROAD VASAI EAST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – NAVGHAR ROAD VASAI EAST:

• The IFSC is exactly BACB0000037 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and NAVGHAR ROAD VASAI EAST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Navghar Road Vasai East branch

The branch is located at SOHAM COMMERCIAL PLAZA, GROUND FLOOR, SHOP NO. 10,11 AND 13, NEAR VASAI ROAD RAILWAY STATION, NAVGHAR ROAD, VASAI EAST, DIST. PALGHAR 401210, which puts it inside Vasai, the broader Palghar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Navghar Road Vasai East branch” — the verified location pin for IFSC BACB0000037 should appear at the top of the results.
2. Confirm the branch is open by calling 7719046600 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000037 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BACB0000037 for Bassein Catholic Cooperative Bank Limited – NAVGHAR ROAD VASAI EAST, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Navghar Road Vasai East are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000037 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BACB0000037 is the IFSC code of Bassein Catholic Cooperative Bank Limited, NAVGHAR ROAD VASAI EAST branch, in VASAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.