IFSC Code of Bassein Catholic Cooperative Bank Limited, Naigaon Branch, Maharashtra

Below are the complete branch details for Bassein Catholic Cooperative Bank Limited, NAIGAON branch, located in VASAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BACB0000011. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BACB0000011 for Bassein Catholic Cooperative Bank Limited – NAIGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bassein Catholic Cooperative Bank Limited – NAIGAON is BACB0000011. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000011 map to this branch in VASAI, MAHARASHTRA.

About Bassein Catholic Cooperative Bank Limited

Bassein Catholic Cooperative Bank Limited operates a wide network of branches across India, including the Naigaon branch in Vasai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BACB0000011.

Branch details at a glance

About this branch

The branch is located at KOLAMBEKAR PARK,B BLDG.,NEAR NAIGAON STATION,POST PAPDY,TAL VASAI,DIST PALGHAR, 401 207. It serves the Vasai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bassein Catholic Cooperative Bank Limited. The IFSC BACB0000011 is used to identify this branch on the RBI payments network.

Why every Bassein Catholic Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAIGAON of Bassein Catholic Cooperative Bank Limited — its own 11-character IFSC. The code BACB0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BACB0000011 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Naigaon branch

Once you have an account at Bassein Catholic Cooperative Bank Limited – NAIGAON, the IFSC BACB0000011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Naigaon branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BACB0000011

How to transfer money using IFSC BACB0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000011 across all three.

How to use IFSC BACB0000011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bassein Catholic Cooperative Bank Limited's NAIGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BACB0000011.
4. Confirm the bank name auto-populates as Bassein Catholic Cooperative Bank Limited and the branch as NAIGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BACB0000011

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bassein Catholic Cooperative Bank Limited – NAIGAON, ensure your bank's portal accepts IFSC BACB0000011 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bassein Catholic Cooperative Bank Limited NAIGAON (IFSC BACB0000011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BACB0000011 in your mobile or internet banking app, and the money is credited to the NAIGAON branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Naigaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAIGAON is still linked to IFSC BACB0000011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bassein Catholic Cooperative Bank Limited's NAIGAON branch, the IFSC BACB0000011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BACB0000011

Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAIGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000011 and the account number together uniquely identify the Naigaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BACB0000011

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bassein Catholic Cooperative Bank Limited – NAIGAON, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BACB0000011.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Naigaon branch sits at KOLAMBEKAR PARK,B BLDG.,NEAR NAIGAON STATION,POST PAPDY,TAL VASAI,DIST PALGHAR, 401 207. If you are travelling from outside Vasai, search for the branch on a maps application using the bank name and locality, or call 9850555141 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BACB0000011 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BACB0000011 for Bassein Catholic Cooperative Bank Limited – NAIGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Naigaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BACB0000011 is the IFSC code of Bassein Catholic Cooperative Bank Limited, NAIGAON branch, in VASAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.