Use this page as a one-stop reference for everything related to Bassein Catholic Cooperative Bank Limited's MULGAON branch in VASAI, MAHARASHTRA. The branch's IFSC code BACB0000033 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bassein Catholic Cooperative Bank Limited – MULGAON is BACB0000033. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000033 map to this branch in VASAI, MAHARASHTRA.
Bank profile
Bassein Catholic Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mulgaon branch — IFSC BACB0000033 — extends the bank's services to customers in and around Vasai, Maharashtra.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | Mulgaon |
| IFSC Code | BACB0000033 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201 |
| City | Vasai |
| District | Palghar |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 8308814627 |
About this branch
The branch is located at ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201. It serves the Vasai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bassein Catholic Cooperative Bank Limited. The IFSC BACB0000033 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's MULGAON branch came to be assigned the code BACB0000033.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000033, money simply cannot be routed to the MULGAON branch electronically.
Products and account variants supported
Every account opened at the Mulgaon branch is mapped to IFSC BACB0000033 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BACB0000033.
Products and services
Customers walking into the Mulgaon branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BACB0000033
How to transfer money using IFSC BACB0000033
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000033 across all three.
How to use IFSC BACB0000033 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bassein Catholic Cooperative Bank Limited's MULGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BACB0000033.
- Confirm the bank name auto-populates as Bassein Catholic Cooperative Bank Limited and the branch as MULGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MULGAON
If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's MULGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000033 while initiating the transfer and the credit will appear within minutes.
IMPS to Bassein Catholic Cooperative Bank Limited MULGAON (IFSC BACB0000033)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BACB0000033 in your mobile or internet banking app, and the money is credited to the MULGAON branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mulgaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000033:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MULGAON is still linked to IFSC BACB0000033.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BACB0000033
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – MULGAON is still mapped to IFSC BACB0000033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000033 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BACB0000033
Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MULGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000033 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000033 and the account number together uniquely identify the Mulgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BACB0000033
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bassein Catholic Cooperative Bank Limited – MULGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BACB0000033. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mulgaon branch
The branch is located at ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201, which puts it inside Vasai, the broader Palghar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Mulgaon branch” — the verified location pin for IFSC BACB0000033 should appear at the top of the results.
- Confirm the branch is open by calling 8308814627 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000033 and your account number.
Verifying IFSC BACB0000033 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000033 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8308814627.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mulgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000033 continue to work without interruption.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedMulgaon Branch
ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201
Vasai, Maharashtra
Phone: 8308814627
IFSC: BACB0000033
Frequently asked questions
What is the phone number of Bassein Catholic Cooperative Bank Limited Mulgaon branch?
You can reach the branch at 8308814627 during regular banking hours.
How do I add Bassein Catholic Cooperative Bank Limited Mulgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000033, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bassein Catholic Cooperative Bank Limited Mulgaon branch located?
Bassein Catholic Cooperative Bank Limited's Mulgaon branch is located at ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201, Vasai, Maharashtra.
What is the IFSC code of Bassein Catholic Cooperative Bank Limited Mulgaon branch?
The IFSC code of Bassein Catholic Cooperative Bank Limited, Mulgaon branch is BACB0000033. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BACB0000033 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bassein Catholic Cooperative Bank Limited – Mulgaon reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mulgaon branch but serve different purposes.
Does Bassein Catholic Cooperative Bank Limited Mulgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8308814627 to confirm.
Summary
The IFSC code BACB0000033 belongs to Bassein Catholic Cooperative Bank Limited's MULGAON branch, located at ST.MARY MAGDALENE HIGH SCHOOL, NEAR MULGAON CHURCH, MULGAON, VASAI WEST- 401 201 in VASAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
