Below are the complete branch details for Bassein Catholic Cooperative Bank Limited, GIRIZ branch, located in VASAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BACB0000023. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BACB0000023 for Bassein Catholic Cooperative Bank Limited – GIRIZ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bassein Catholic Cooperative Bank Limited – GIRIZ is BACB0000023. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000023 map to this branch in VASAI, MAHARASHTRA.
About Bassein Catholic Cooperative Bank Limited
Bassein Catholic Cooperative Bank Limited operates a wide network of branches across India, including the Giriz branch in Vasai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BACB0000023.
About the Giriz branch
The Giriz branch of Bassein Catholic Cooperative Bank Limited is situated at GIRIZ CHURCH SCHOOL COMPOUND, GIRIZ,TAL POST VASAI, DIST PALGHAR,401201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BACB0000023 is used.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | Giriz |
| IFSC Code | BACB0000023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GIRIZ CHURCH SCHOOL COMPOUND, GIRIZ,TAL POST VASAI, DIST PALGHAR,401201 |
| City | Vasai |
| District | Palghar |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 9881141328 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's GIRIZ branch came to be assigned the code BACB0000023.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000023, money simply cannot be routed to the GIRIZ branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Giriz branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BACB0000023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000023 across all three.
NEFT to Bassein Catholic Cooperative Bank Limited, GIRIZ using IFSC BACB0000023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000023, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – GIRIZ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GIRIZ
If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's GIRIZ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000023 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – GIRIZ, use IMPS. With IFSC BACB0000023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BACB0000023 for Bassein Catholic Cooperative Bank Limited – GIRIZ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BACB0000023 | Yes – BACB0000023 | Yes – BACB0000023 |
For most retail customers crediting the Giriz branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BACB0000023
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – GIRIZ is still mapped to IFSC BACB0000023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000023 and the beneficiary's account number to complete the transfer.
Account types you can open at the Giriz branch
Once you have an account at Bassein Catholic Cooperative Bank Limited – GIRIZ, the IFSC BACB0000023 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Giriz branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BACB0000023
Online banking and IFSC BACB0000023
Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GIRIZ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Giriz branch
The branch is located at GIRIZ CHURCH SCHOOL COMPOUND, GIRIZ,TAL POST VASAI, DIST PALGHAR,401201, which puts it inside Vasai, the broader Palghar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Giriz branch” — the verified location pin for IFSC BACB0000023 should appear at the top of the results.
- Confirm the branch is open by calling 9881141328 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000023 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – GIRIZ:
- The IFSC is exactly BACB0000023 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and GIRIZ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Giriz are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000023 continue to work without interruption.
Verifying IFSC BACB0000023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9881141328.
- Visiting the bank's official branch locator page.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedGiriz Branch
GIRIZ CHURCH SCHOOL COMPOUND, GIRIZ,TAL POST VASAI, DIST PALGHAR,401201
Vasai, Maharashtra
Phone: 9881141328
IFSC: BACB0000023
Frequently asked questions
How do I add Bassein Catholic Cooperative Bank Limited Giriz as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000023, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BACB0000023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BACB0000023 to send funds instantly.
What is the phone number of Bassein Catholic Cooperative Bank Limited Giriz branch?
You can reach the branch at 9881141328 during regular banking hours.
Does Bassein Catholic Cooperative Bank Limited Giriz branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9881141328 to confirm.
Where is Bassein Catholic Cooperative Bank Limited Giriz branch located?
Bassein Catholic Cooperative Bank Limited's Giriz branch is located at GIRIZ CHURCH SCHOOL COMPOUND, GIRIZ,TAL POST VASAI, DIST PALGHAR,401201, Vasai, Maharashtra.
Is IFSC BACB0000023 valid for NEFT and RTGS?
Yes. IFSC BACB0000023 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Giriz branch but serve different purposes.
Is IFSC BACB0000023 the same for all accounts at Giriz branch?
Yes. The IFSC BACB0000023 is shared by every account held at Bassein Catholic Cooperative Bank Limited's Giriz branch. Only the account number changes from customer to customer.
Final notes
To recap: BACB0000023 is the IFSC code of Bassein Catholic Cooperative Bank Limited, GIRIZ branch, in VASAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
