IFSC Code of Bassein Catholic Cooperative Bank Limited, Bhabola Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bassein Catholic Cooperative Bank Limited, BHABOLA branch in VASAI. The 11-digit IFSC BACB0000044 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bassein Catholic Cooperative Bank Limited at the BHABOLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bassein Catholic Cooperative Bank Limited's BHABOLA branch, the IFSC BACB0000044 breaks down as follows: BACB identifies the bank, 0 is the reserved character, and 000044 identifies this particular branch.

Branch details at a glance

Bank profile

Bassein Catholic Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhabola branch — IFSC BACB0000044 — extends the bank's services to customers in and around Vasai, Maharashtra.

About the Bhabola branch

The Bhabola branch of Bassein Catholic Cooperative Bank Limited is situated at SHOP NO. 12 TO 15, GALA NO. G-1/B, RICHMOND TOWN, PHASE-2, BUILDING NO. 4, BHABOLA, TAL. VASAI, DIST. PALGHAR 401 202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BACB0000044 is used.

Why every Bassein Catholic Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHABOLA of Bassein Catholic Cooperative Bank Limited — its own 11-character IFSC. The code BACB0000044 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BACB0000044 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BACB0000044

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000044 across all three.

NEFT to Bassein Catholic Cooperative Bank Limited, BHABOLA using IFSC BACB0000044

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000044, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – BHABOLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHABOLA

If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's BHABOLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000044 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – BHABOLA, use IMPS. With IFSC BACB0000044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhabola

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000044:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHABOLA is still linked to IFSC BACB0000044.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bassein Catholic Cooperative Bank Limited's BHABOLA branch, the IFSC BACB0000044 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bhabola branch

Once you have an account at Bassein Catholic Cooperative Bank Limited – BHABOLA, the IFSC BACB0000044 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhabola branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 250-7719869444.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BACB0000044

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000044 and the account number together uniquely identify the Bhabola branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BACB0000044

Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHABOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000044 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BACB0000044

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bassein Catholic Cooperative Bank Limited – BHABOLA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BACB0000044.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhabola branch sits at SHOP NO. 12 TO 15, GALA NO. G-1/B, RICHMOND TOWN, PHASE-2, BUILDING NO. 4, BHABOLA, TAL. VASAI, DIST. PALGHAR 401 202. If you are travelling from outside Vasai, search for the branch on a maps application using the bank name and locality, or call 250-7719869444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BACB0000044 and your account number.

Verifying IFSC BACB0000044 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000044 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 250-7719869444.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhabola are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000044 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BACB0000044 belongs to Bassein Catholic Cooperative Bank Limited's BHABOLA branch, located at SHOP NO. 12 TO 15, GALA NO. G-1/B, RICHMOND TOWN, PHASE-2, BUILDING NO. 4,… in VASAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.