IFSC Code of Bassein Catholic Cooperative Bank Limited, Vashi Branch, Maharashtra

Below are the complete branch details for Bassein Catholic Cooperative Bank Limited, VASHI branch, located in NAVI MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BACB0000027. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BACB0000027 for Bassein Catholic Cooperative Bank Limited – VASHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BACB0000027 is the IFSC of Bassein Catholic Cooperative Bank Limited's VASHI branch. The format is fixed: BACB = bank code, 0 = reserved, 000027 = branch identifier.

Branch details at a glance

About the bank

Bassein Catholic Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vashi branch in Navi Mumbai, Maharashtra is part of this network and uses the IFSC code BACB0000027 for all electronic settlement.

About this branch

The branch is located at SHOP NO.6, GROUND FLOOR, SHRI SAI PRASAD CO-OP HSG. SOCIETY LTD. , PLOT NO.63, SECTOR 14, VASHI, NAVI MUMBAI 400 073. It serves the Navi Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bassein Catholic Cooperative Bank Limited. The IFSC BACB0000027 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's VASHI branch came to be assigned the code BACB0000027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000027, money simply cannot be routed to the VASHI branch electronically.

How to transfer money using IFSC BACB0000027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000027 across all three.

How to use IFSC BACB0000027 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bassein Catholic Cooperative Bank Limited's VASHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BACB0000027.
4. Confirm the bank name auto-populates as Bassein Catholic Cooperative Bank Limited and the branch as VASHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BACB0000027

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bassein Catholic Cooperative Bank Limited – VASHI, ensure your bank's portal accepts IFSC BACB0000027 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bassein Catholic Cooperative Bank Limited VASHI (IFSC BACB0000027)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BACB0000027 in your mobile or internet banking app, and the money is credited to the VASHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vashi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000027:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VASHI is still linked to IFSC BACB0000027.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BACB0000027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – VASHI is still mapped to IFSC BACB0000027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000027 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vashi branch is mapped to IFSC BACB0000027 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BACB0000027.

Products and services

Customers walking into the Vashi branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BACB0000027

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000027 and the account number together uniquely identify the Vashi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vashi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BACB0000027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – VASHI:

• The IFSC is exactly BACB0000027 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and VASHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vashi branch

The branch is located at SHOP NO.6, GROUND FLOOR, SHRI SAI PRASAD CO-OP HSG. SOCIETY LTD. , PLOT NO.63, SECTOR 14, VASHI, NAVI MUMBAI 400 073, which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Vashi branch” — the verified location pin for IFSC BACB0000027 should appear at the top of the results.
2. Confirm the branch is open by calling 9921007124 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000027 and your account number.

Verifying IFSC BACB0000027 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000027 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9921007124.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vashi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BACB0000027, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BACB0000027 belongs to Bassein Catholic Cooperative Bank Limited's VASHI branch, located at SHOP NO.6, GROUND FLOOR, SHRI SAI PRASAD CO-OP HSG. SOCIETY LTD. , PLOT NO.63,… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.