Use this page as a one-stop reference for everything related to Bassein Catholic Cooperative Bank Limited's ST. JOSEPH EXTENSION COUNTER branch in NALLASOPARA WEST, MAHARASHTRA. The branch's IFSC code BACB0000057 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER is BACB0000057. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000057 map to this branch in NALLASOPARA WEST, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | St. Joseph Extension Counter |
| IFSC Code | BACB0000057 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST. PALGHAR 401 203 |
| City | Nallasopara West |
| District | Palghar |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 7774099773 |
About Bassein Catholic Cooperative Bank Limited
Bassein Catholic Cooperative Bank Limited operates a wide network of branches across India, including the St. Joseph Extension Counter branch in Nallasopara West. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BACB0000057.
About this branch
The branch is located at ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST. PALGHAR 401 203. It serves the Nallasopara West region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bassein Catholic Cooperative Bank Limited. The IFSC BACB0000057 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's ST. JOSEPH EXTENSION COUNTER branch came to be assigned the code BACB0000057.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000057, money simply cannot be routed to the ST. JOSEPH EXTENSION COUNTER branch electronically.
How to transfer money using IFSC BACB0000057
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000057 across all three.
NEFT to Bassein Catholic Cooperative Bank Limited, ST. JOSEPH EXTENSION COUNTER using IFSC BACB0000057
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000057, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BACB0000057
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER, ensure your bank's portal accepts IFSC BACB0000057 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bassein Catholic Cooperative Bank Limited ST. JOSEPH EXTENSION COUNTER (IFSC BACB0000057)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BACB0000057 in your mobile or internet banking app, and the money is credited to the ST. JOSEPH EXTENSION COUNTER branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to St. Joseph Extension Counter
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BACB0000057:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ST. JOSEPH EXTENSION COUNTER is still linked to IFSC BACB0000057.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BACB0000057
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER is still mapped to IFSC BACB0000057. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000057 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the St. Joseph Extension Counter branch is mapped to IFSC BACB0000057 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BACB0000057.
Banking services available
The St. Joseph Extension Counter branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7774099773.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BACB0000057
MICR & cheque-truncation details
Cheques drawn on the St. Joseph Extension Counter branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000057 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BACB0000057
Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ST. JOSEPH EXTENSION COUNTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000057 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER:
- The IFSC is exactly BACB0000057 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and ST. JOSEPH EXTENSION COUNTER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the St. Joseph Extension Counter branch
The branch is located at ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST. PALGHAR 401 203, which puts it inside Nallasopara West, the broader Palghar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited St. Joseph Extension Counter branch” — the verified location pin for IFSC BACB0000057 should appear at the top of the results.
- Confirm the branch is open by calling 7774099773 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000057 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BACB0000057 for Bassein Catholic Cooperative Bank Limited – ST. JOSEPH EXTENSION COUNTER, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The St. Joseph Extension Counter branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BACB0000057, however, work 24x7.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedSt. Joseph Extension Counter Branch
ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST. PALGHAR 401 203
Nallasopara West, Maharashtra
Phone: 7774099773
IFSC: BACB0000057
Frequently asked questions
Is IFSC BACB0000057 the same for all accounts at St. Joseph Extension Counter branch?
Yes. The IFSC BACB0000057 is shared by every account held at Bassein Catholic Cooperative Bank Limited's St. Joseph Extension Counter branch. Only the account number changes from customer to customer.
Does Bassein Catholic Cooperative Bank Limited St. Joseph Extension Counter branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7774099773 to confirm.
How do I add Bassein Catholic Cooperative Bank Limited St. Joseph Extension Counter as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000057, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BACB0000057 valid for NEFT and RTGS?
Yes. IFSC BACB0000057 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bassein Catholic Cooperative Bank Limited St. Joseph Extension Counter branch?
The IFSC code of Bassein Catholic Cooperative Bank Limited, St. Joseph Extension Counter branch is BACB0000057. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bassein Catholic Cooperative Bank Limited St. Joseph Extension Counter branch located?
Bassein Catholic Cooperative Bank Limited's St. Joseph Extension Counter branch is located at ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST. PALGHAR 401 203, Nallasopara West, Maharashtra.
Can I use IFSC BACB0000057 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BACB0000057 to send funds instantly.
Summary
The IFSC code BACB0000057 belongs to Bassein Catholic Cooperative Bank Limited's ST. JOSEPH EXTENSION COUNTER branch, located at ST. JOSEPH CHURCH,UMRALE CAMPUS,UMRALE,NALLASOPARA WEST,TAL.VASAI,DIST.… in NALLASOPARA WEST, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
