IFSC Code of Bassein Catholic Cooperative Bank Limited, Bhiwandi Branch Branch, Maharashtra

Below are the complete branch details for Bassein Catholic Cooperative Bank Limited, BHIWANDI BRANCH branch, located in BHIWANDI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BACB0000053. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BACB0000053 for Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH is BACB0000053. The first four letters BACB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000053 map to this branch in BHIWANDI, MAHARASHTRA.

Bank profile

Bassein Catholic Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhiwandi Branch branch — IFSC BACB0000053 — extends the bank's services to customers in and around Bhiwandi, Maharashtra.

Branch details at a glance

About this branch

The branch is located at GALA NO. 3, KONARK ARCADE BUILDING, NIJAMPUR, BHIWANDI, DIST THANE 421 302. It serves the Bhiwandi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bassein Catholic Cooperative Bank Limited. The IFSC BACB0000053 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bassein Catholic Cooperative Bank Limited's BHIWANDI BRANCH branch came to be assigned the code BACB0000053.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BACB0000053, money simply cannot be routed to the BHIWANDI BRANCH branch electronically.

Products and account variants supported

Every account opened at the Bhiwandi Branch branch is mapped to IFSC BACB0000053 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BACB0000053.

Products and services

Customers walking into the Bhiwandi Branch branch can access most of Bassein Catholic Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BACB0000053

How to transfer money using IFSC BACB0000053

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000053 across all three.

NEFT to Bassein Catholic Cooperative Bank Limited, BHIWANDI BRANCH using IFSC BACB0000053

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000053, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHIWANDI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's BHIWANDI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000053 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH, use IMPS. With IFSC BACB0000053 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BACB0000053 for Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhiwandi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bassein Catholic Cooperative Bank Limited's BHIWANDI BRANCH branch, the IFSC BACB0000053 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BACB0000053

Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHIWANDI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000053 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bassein Catholic Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BACB0000053 and the account number together uniquely identify the Bhiwandi Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH:

• The IFSC is exactly BACB0000053 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and BHIWANDI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bhiwandi Branch branch

The branch is located at GALA NO. 3, KONARK ARCADE BUILDING, NIJAMPUR, BHIWANDI, DIST THANE 421 302, which puts it inside Bhiwandi, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bassein Catholic Cooperative Bank Limited Bhiwandi Branch branch” — the verified location pin for IFSC BACB0000053 should appear at the top of the results.
2. Confirm the branch is open by calling 7719942255 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BACB0000053 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BACB0000053 for Bassein Catholic Cooperative Bank Limited – BHIWANDI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhiwandi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BACB0000053, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BACB0000053 is the IFSC code of Bassein Catholic Cooperative Bank Limited, BHIWANDI BRANCH branch, in BHIWANDI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.