If you are searching for the IFSC code of Bassein Catholic Cooperative Bank Limited, BHAYANDER EAST branch in BHAYANDER, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BACB0000046. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAYANDER EAST branch, and detailed step-by-step guides for using the IFSC BACB0000046 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BACB0000046 is the IFSC of Bassein Catholic Cooperative Bank Limited's BHAYANDER EAST branch. The format is fixed: BACB = bank code, 0 = reserved, 000046 = branch identifier.
Branch details at a glance
| Bank Name | Bassein Catholic Cooperative Bank Limited |
|---|---|
| Branch | Bhayander East |
| IFSC Code | BACB0000046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, MINI MARKET CO-OPERATIVE HOUSING SOCIETY LTD, B. P. ROAD, BHAYANDER EAST, DIST. THANE 401 105 |
| City | Bhayander |
| District | Thane |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 7719988459 |
About the bank
Bassein Catholic Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhayander East branch in Bhayander, Maharashtra is part of this network and uses the IFSC code BACB0000046 for all electronic settlement.
About the Bhayander East branch
The Bhayander East branch of Bassein Catholic Cooperative Bank Limited is situated at FIRST FLOOR, MINI MARKET CO-OPERATIVE HOUSING SOCIETY LTD, B. P. ROAD, BHAYANDER EAST, DIST. THANE 401 105. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BACB0000046 is used.
Why every Bassein Catholic Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAYANDER EAST of Bassein Catholic Cooperative Bank Limited — its own 11-character IFSC. The code BACB0000046 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BACB0000046 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BACB0000046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BACB0000046 across all three.
NEFT to Bassein Catholic Cooperative Bank Limited, BHAYANDER EAST using IFSC BACB0000046
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BACB0000046, and confirm that the system picks up Bassein Catholic Cooperative Bank Limited – BHAYANDER EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHAYANDER EAST
If you need to transfer ₹2 lakh or more in one go to an account at Bassein Catholic Cooperative Bank Limited's BHAYANDER EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BACB0000046 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bassein Catholic Cooperative Bank Limited – BHAYANDER EAST, use IMPS. With IFSC BACB0000046 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BACB0000046 for Bassein Catholic Cooperative Bank Limited – BHAYANDER EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BACB0000046 | Yes – BACB0000046 | Yes – BACB0000046 |
For most retail customers crediting the Bhayander East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BACB0000046
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bassein Catholic Cooperative Bank Limited – BHAYANDER EAST is still mapped to IFSC BACB0000046. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BACB0000046 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhayander East branch is mapped to IFSC BACB0000046 on the RBI payments network. The branch generally supports the full retail product catalogue of Bassein Catholic Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BACB0000046.
Banking services available
The Bhayander East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7719988459.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BACB0000046
MICR & cheque-truncation details
Cheques drawn on the Bhayander East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BACB0000046 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BACB0000046
Bassein Catholic Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHAYANDER EAST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BACB0000046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bassein Catholic Cooperative Bank Limited – BHAYANDER EAST:
- The IFSC is exactly BACB0000046 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bassein Catholic Cooperative Bank Limited as the bank name and BHAYANDER EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhayander East branch sits at FIRST FLOOR, MINI MARKET CO-OPERATIVE HOUSING SOCIETY LTD, B. P. ROAD, BHAYANDER EAST, DIST. THANE 401 105. If you are travelling from outside Bhayander, search for the branch on a maps application using the bank name and locality, or call 7719988459 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BACB0000046 and your account number.
Verifying IFSC BACB0000046 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BACB0000046 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7719988459.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhayander East are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BACB0000046 continue to work without interruption.
Branch address & contact
Bassein Catholic Cooperative Bank LimitedBhayander East Branch
FIRST FLOOR, MINI MARKET CO-OPERATIVE HOUSING SOCIETY LTD, B. P. ROAD, BHAYANDER EAST, DIST. THANE 401 105
Bhayander, Maharashtra
Phone: 7719988459
IFSC: BACB0000046
Frequently asked questions
Is IFSC BACB0000046 valid for NEFT and RTGS?
Yes. IFSC BACB0000046 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bassein Catholic Cooperative Bank Limited Bhayander East as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BACB0000046, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bassein Catholic Cooperative Bank Limited Bhayander East branch located?
Bassein Catholic Cooperative Bank Limited's Bhayander East branch is located at FIRST FLOOR, MINI MARKET CO-OPERATIVE HOUSING SOCIETY LTD, B. P. ROAD, BHAYANDER EAST, DIST. THANE 401 105, Bhayander, Maharashtra.
What is the phone number of Bassein Catholic Cooperative Bank Limited Bhayander East branch?
You can reach the branch at 7719988459 during regular banking hours.
How quickly will an NEFT transfer using BACB0000046 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bassein Catholic Cooperative Bank Limited – Bhayander East reflect within 30 minutes.
Is IFSC BACB0000046 the same for all accounts at Bhayander East branch?
Yes. The IFSC BACB0000046 is shared by every account held at Bassein Catholic Cooperative Bank Limited's Bhayander East branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhayander East branch but serve different purposes.
Does Bassein Catholic Cooperative Bank Limited Bhayander East branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7719988459 to confirm.
Final notes
To recap: BACB0000046 is the IFSC code of Bassein Catholic Cooperative Bank Limited, BHAYANDER EAST branch, in BHAYANDER, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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