IFSC Code of Bank of Maharashtra, Murlinagar, Vishakhapattanam Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Bank of Maharashtra's MURLINAGAR, VISHAKHAPATTANAM branch in VISAKHAPATNAM, ANDHRA PRADESH. The branch's IFSC code MAHB0001314 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, MAHB0001314 is the IFSC of Bank of Maharashtra's MURLINAGAR, VISHAKHAPATTANAM branch. The format is fixed: MAHB = bank code, 0 = reserved, 001314 = branch identifier.

Branch details at a glance

Bank profile

Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Murlinagar, Vishakhapattanam branch — IFSC MAHB0001314 — extends the bank's services to customers in and around Visakhapatnam, Andhra Pradesh.

About this branch

The branch is located at DOOR NO.39.06.47 MURLINAGARWARD NO.41. It serves the Visakhapatnam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001314 is used to identify this branch on the RBI payments network.

Why every Bank of Maharashtra branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MURLINAGAR, VISHAKHAPATTANAM of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001314 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001314 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC MAHB0001314

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001314 across all three.

NEFT to Bank of Maharashtra, MURLINAGAR, VISHAKHAPATTANAM using IFSC MAHB0001314

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001314, and confirm that the system picks up Bank of Maharashtra – MURLINAGAR, VISHAKHAPATTANAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MURLINAGAR, VISHAKHAPATTANAM

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's MURLINAGAR, VISHAKHAPATTANAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001314 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Maharashtra – MURLINAGAR, VISHAKHAPATTANAM, use IMPS. With IFSC MAHB0001314 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MAHB0001314 for Bank of Maharashtra – MURLINAGAR, VISHAKHAPATTANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Murlinagar, Vishakhapattanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's MURLINAGAR, VISHAKHAPATTANAM branch, the IFSC MAHB0001314 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Murlinagar, Vishakhapattanam branch is mapped to IFSC MAHB0001314 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0001314.

Banking services available

The Murlinagar, Vishakhapattanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9010531314.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0001314

MICR & cheque-truncation details

Cheques drawn on the Murlinagar, Vishakhapattanam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001314 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC MAHB0001314

Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the MURLINAGAR, VISHAKHAPATTANAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001314 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC MAHB0001314

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – MURLINAGAR, VISHAKHAPATTANAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MAHB0001314.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Murlinagar, Vishakhapattanam branch sits at DOOR NO.39.06.47 MURLINAGARWARD NO.41. If you are travelling from outside Visakhapatnam, search for the branch on a maps application using the bank name and locality, or call 91-9010531314 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001314 and your account number.

Verifying IFSC MAHB0001314 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001314 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9010531314.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Murlinagar, Vishakhapattanam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001314 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHB0001314 is the IFSC code of Bank of Maharashtra, MURLINAGAR, VISHAKHAPATTANAM branch, in VISAKHAPATNAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.