Use this page as a one-stop reference for everything related to Bank of Maharashtra's VIJAYAWADA-BRAHMIN ST. branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code MAHB0000396 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000396 is the IFSC of Bank of Maharashtra's VIJAYAWADA-BRAHMIN ST. branch. The format is fixed: MAHB = bank code, 0 = reserved, 000396 = branch identifier.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Vijayawada-Brahmin St. branch — IFSC MAHB0000396 — extends the bank's services to customers in and around Vijayawada, Andhra Pradesh.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Vijayawada-Brahmin St. |
| IFSC Code | MAHB0000396 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 11-25-18, K.T.ROAD, P.B.NO.87, VIJAYAWADA |
| City | Vijayawada |
| District | Ntr |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9010004396 |
About this branch
The branch is located at 11-25-18, K.T.ROAD, P.B.NO.87, VIJAYAWADA. It serves the Vijayawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000396 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's VIJAYAWADA-BRAHMIN ST. branch came to be assigned the code MAHB0000396.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000396, money simply cannot be routed to the VIJAYAWADA-BRAHMIN ST. branch electronically.
Products and account variants supported
Every account opened at the Vijayawada-Brahmin St. branch is mapped to IFSC MAHB0000396 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000396.
Banking services available
The Vijayawada-Brahmin St. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9010004396.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000396
How to transfer money using IFSC MAHB0000396
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000396 across all three.
How to use IFSC MAHB0000396 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's VIJAYAWADA-BRAHMIN ST. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000396.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as VIJAYAWADA-BRAHMIN ST..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000396
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – VIJAYAWADA-BRAHMIN ST., ensure your bank's portal accepts IFSC MAHB0000396 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra VIJAYAWADA-BRAHMIN ST. (IFSC MAHB0000396)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000396 in your mobile or internet banking app, and the money is credited to the VIJAYAWADA-BRAHMIN ST. branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000396 for Bank of Maharashtra – VIJAYAWADA-BRAHMIN ST., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000396 | Yes – MAHB0000396 | Yes – MAHB0000396 |
For most retail customers crediting the Vijayawada-Brahmin St. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000396
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – VIJAYAWADA-BRAHMIN ST. is still mapped to IFSC MAHB0000396. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000396 and the beneficiary's account number to complete the transfer.
Online banking and IFSC MAHB0000396
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the VIJAYAWADA-BRAHMIN ST. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000396 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000396 and the account number together uniquely identify the Vijayawada-Brahmin St. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHB0000396
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – VIJAYAWADA-BRAHMIN ST., double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000396. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vijayawada-Brahmin St. branch sits at 11-25-18, K.T.ROAD, P.B.NO.87, VIJAYAWADA. If you are travelling from outside Vijayawada, search for the branch on a maps application using the bank name and locality, or call 91-9010004396 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000396 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000396 for Bank of Maharashtra – VIJAYAWADA-BRAHMIN ST., you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijayawada-Brahmin St. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000396, however, work 24x7.
Branch address & contact
Bank of MaharashtraVijayawada-Brahmin St. Branch
11-25-18, K.T.ROAD, P.B.NO.87, VIJAYAWADA
Vijayawada, Andhra Pradesh
Phone: 91-9010004396
IFSC: MAHB0000396
Frequently asked questions
How do I add Bank of Maharashtra Vijayawada-Brahmin St. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000396, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0000396 the same for all accounts at Vijayawada-Brahmin St. branch?
Yes. The IFSC MAHB0000396 is shared by every account held at Bank of Maharashtra's Vijayawada-Brahmin St. branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Maharashtra Vijayawada-Brahmin St. branch?
The IFSC code of Bank of Maharashtra, Vijayawada-Brahmin St. branch is MAHB0000396. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MAHB0000396 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Vijayawada-Brahmin St. reflect within 30 minutes.
Where is Bank of Maharashtra Vijayawada-Brahmin St. branch located?
Bank of Maharashtra's Vijayawada-Brahmin St. branch is located at 11-25-18, K.T.ROAD, P.B.NO.87, VIJAYAWADA, Vijayawada, Andhra Pradesh.
What is the phone number of Bank of Maharashtra Vijayawada-Brahmin St. branch?
You can reach the branch at 91-9010004396 during regular banking hours.
Final notes
To recap: MAHB0000396 is the IFSC code of Bank of Maharashtra, VIJAYAWADA-BRAHMIN ST. branch, in VIJAYAWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
