If you are searching for the IFSC code of Bank of Maharashtra, VERAVAL branch in VERAVAL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is MAHB0001990. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VERAVAL branch, and detailed step-by-step guides for using the IFSC MAHB0001990 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0001990 is the IFSC of Bank of Maharashtra's VERAVAL branch. The format is fixed: MAHB = bank code, 0 = reserved, 001990 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Veraval |
| IFSC Code | MAHB0001990 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS STATION ROAD, VERAVAL |
| City | Veraval |
| District | Gir Somnath |
| State | Gujarat |
| STD Code | 91 |
| Phone | 6357374045 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Veraval branch in Veraval. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001990.
About the Veraval branch
The Veraval branch of Bank of Maharashtra is situated at SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS STATION ROAD, VERAVAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0001990 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's VERAVAL branch came to be assigned the code MAHB0001990.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001990, money simply cannot be routed to the VERAVAL branch electronically.
How to transfer money using IFSC MAHB0001990
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001990 across all three.
How to use IFSC MAHB0001990 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's VERAVAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001990.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as VERAVAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VERAVAL
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's VERAVAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001990 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – VERAVAL, use IMPS. With IFSC MAHB0001990 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Veraval
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001990:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VERAVAL is still linked to IFSC MAHB0001990.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0001990
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – VERAVAL is still mapped to IFSC MAHB0001990. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001990 and the beneficiary's account number to complete the transfer.
Account types you can open at the Veraval branch
Once you have an account at Bank of Maharashtra – VERAVAL, the IFSC MAHB0001990 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Veraval branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001990
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001990 and the account number together uniquely identify the Veraval branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Veraval branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001990 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0001990
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – VERAVAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0001990. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Veraval branch
The branch is located at SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS STATION ROAD, VERAVAL, which puts it inside Veraval, the broader Gir Somnath district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Veraval branch” — the verified location pin for IFSC MAHB0001990 should appear at the top of the results.
- Confirm the branch is open by calling 91-6357374045 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001990 and your account number.
Verifying IFSC MAHB0001990 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001990 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6357374045.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Veraval are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001990 continue to work without interruption.
Branch address & contact
Bank of MaharashtraVeraval Branch
SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS STATION ROAD, VERAVAL
Veraval, Gujarat
Phone: 91-6357374045
IFSC: MAHB0001990
Frequently asked questions
How quickly will an NEFT transfer using MAHB0001990 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Veraval reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Veraval branch but serve different purposes.
Is IFSC MAHB0001990 the same for all accounts at Veraval branch?
Yes. The IFSC MAHB0001990 is shared by every account held at Bank of Maharashtra's Veraval branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Maharashtra Veraval branch?
The IFSC code of Bank of Maharashtra, Veraval branch is MAHB0001990. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Maharashtra Veraval as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001990, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Maharashtra Veraval branch located?
Bank of Maharashtra's Veraval branch is located at SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS STATION ROAD, VERAVAL, Veraval, Gujarat.
Is IFSC MAHB0001990 valid for NEFT and RTGS?
Yes. IFSC MAHB0001990 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Maharashtra Veraval branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6357374045 to confirm.
Summary
The IFSC code MAHB0001990 belongs to Bank of Maharashtra's VERAVAL branch, located at SHOP NO. 3,4,29 AND 30, GROUND FLOOR, VINAYAK PLAZABEHIND HOTEL KAVERI, BUS… in VERAVAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
