Use this page as a one-stop reference for everything related to Bank of Maharashtra's UTTARPARA KOTRUNG branch in UTTARPARA KOTRUNG, WEST BENGAL. The branch's IFSC code MAHB0002793 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – UTTARPARA KOTRUNG is MAHB0002793. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002793 map to this branch in UTTARPARA KOTRUNG, WEST BENGAL.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Uttarpara Kotrung branch in Uttarpara Kotrung. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002793.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Uttarpara Kotrung |
| IFSC Code | MAHB0002793 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOLDING NO. 16-K, G.T. ROAD, UTTARPARA, DIST- HOOGHLY, WEST BENGAL -712233 |
| City | Uttarpara Kotrung |
| District | Hugli |
| State | West Bengal |
| STD Code | 91 |
| Phone | 6293765374 |
About the Uttarpara Kotrung branch
The Uttarpara Kotrung branch of Bank of Maharashtra is situated at HOLDING NO. 16-K, G.T. ROAD, UTTARPARA, DIST- HOOGHLY, WEST BENGAL -712233. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002793 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UTTARPARA KOTRUNG of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002793 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002793 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Uttarpara Kotrung branch is mapped to IFSC MAHB0002793 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002793.
Products and services
Customers walking into the Uttarpara Kotrung branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002793
How to transfer money using IFSC MAHB0002793
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002793 across all three.
How to use IFSC MAHB0002793 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's UTTARPARA KOTRUNG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002793.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as UTTARPARA KOTRUNG.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to UTTARPARA KOTRUNG
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's UTTARPARA KOTRUNG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002793 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra UTTARPARA KOTRUNG (IFSC MAHB0002793)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002793 in your mobile or internet banking app, and the money is credited to the UTTARPARA KOTRUNG branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Uttarpara Kotrung
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002793:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at UTTARPARA KOTRUNG is still linked to IFSC MAHB0002793.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's UTTARPARA KOTRUNG branch, the IFSC MAHB0002793 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC MAHB0002793
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the UTTARPARA KOTRUNG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002793 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002793 and the account number together uniquely identify the Uttarpara Kotrung branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – UTTARPARA KOTRUNG:
- The IFSC is exactly MAHB0002793 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and UTTARPARA KOTRUNG as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Uttarpara Kotrung branch sits at HOLDING NO. 16-K, G.T. ROAD, UTTARPARA, DIST- HOOGHLY, WEST BENGAL -712233. If you are travelling from outside Uttarpara Kotrung, search for the branch on a maps application using the bank name and locality, or call 91-6293765374 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002793 and your account number.
Verifying IFSC MAHB0002793 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002793 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6293765374.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Uttarpara Kotrung are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002793 continue to work without interruption.
Branch address & contact
Bank of MaharashtraUttarpara Kotrung Branch
HOLDING NO. 16-K, G.T. ROAD, UTTARPARA, DIST- HOOGHLY, WEST BENGAL -712233
Uttarpara Kotrung, West Bengal
Phone: 91-6293765374
IFSC: MAHB0002793
Frequently asked questions
How quickly will an NEFT transfer using MAHB0002793 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Uttarpara Kotrung reflect within 30 minutes.
Is IFSC MAHB0002793 the same for all accounts at Uttarpara Kotrung branch?
Yes. The IFSC MAHB0002793 is shared by every account held at Bank of Maharashtra's Uttarpara Kotrung branch. Only the account number changes from customer to customer.
Where is Bank of Maharashtra Uttarpara Kotrung branch located?
Bank of Maharashtra's Uttarpara Kotrung branch is located at HOLDING NO. 16-K, G.T. ROAD, UTTARPARA, DIST- HOOGHLY, WEST BENGAL -712233, Uttarpara Kotrung, West Bengal.
Can I use IFSC MAHB0002793 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002793 to send funds instantly.
How do I add Bank of Maharashtra Uttarpara Kotrung as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002793, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Maharashtra Uttarpara Kotrung branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6293765374 to confirm.
What is the phone number of Bank of Maharashtra Uttarpara Kotrung branch?
You can reach the branch at 91-6293765374 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Uttarpara Kotrung branch but serve different purposes.
Final notes
To recap: MAHB0002793 is the IFSC code of Bank of Maharashtra, UTTARPARA KOTRUNG branch, in UTTARPARA KOTRUNG, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
