Use this page as a one-stop reference for everything related to Bank of Maharashtra's SULTANPUR branch in SULTANPUR, UTTAR PRADESH. The branch's IFSC code MAHB0001848 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's SULTANPUR branch, the IFSC MAHB0001848 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 001848 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Sultanpur |
| IFSC Code | MAHB0001848 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE |
| City | Sultanpur |
| District | Sultanpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8081284842 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Sultanpur branch in Sultanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001848.
About this branch
The branch is located at H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE. It serves the Sultanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001848 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's SULTANPUR branch came to be assigned the code MAHB0001848.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001848, money simply cannot be routed to the SULTANPUR branch electronically.
How to transfer money using IFSC MAHB0001848
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001848 across all three.
How to use IFSC MAHB0001848 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's SULTANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001848.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as SULTANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SULTANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SULTANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001848 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra SULTANPUR (IFSC MAHB0001848)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001848 in your mobile or internet banking app, and the money is credited to the SULTANPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sultanpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001848:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SULTANPUR is still linked to IFSC MAHB0001848.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's SULTANPUR branch, the IFSC MAHB0001848 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sultanpur branch
Once you have an account at Bank of Maharashtra – SULTANPUR, the IFSC MAHB0001848 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sultanpur branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001848
MICR & cheque-truncation details
Cheques drawn on the Sultanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001848 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sultanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001848 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0001848
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – SULTANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0001848. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sultanpur branch sits at H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE. If you are travelling from outside Sultanpur, search for the branch on a maps application using the bank name and locality, or call 91-8081284842 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001848 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001848 for Bank of Maharashtra – SULTANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sultanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001848 continue to work without interruption.
Branch address & contact
Bank of MaharashtraSultanpur Branch
H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE
Sultanpur, Uttar Pradesh
Phone: 91-8081284842
IFSC: MAHB0001848
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sultanpur branch but serve different purposes.
How quickly will an NEFT transfer using MAHB0001848 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Sultanpur reflect within 30 minutes.
Does Bank of Maharashtra Sultanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8081284842 to confirm.
Is IFSC MAHB0001848 the same for all accounts at Sultanpur branch?
Yes. The IFSC MAHB0001848 is shared by every account held at Bank of Maharashtra's Sultanpur branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Maharashtra Sultanpur branch?
You can reach the branch at 91-8081284842 during regular banking hours.
Where is Bank of Maharashtra Sultanpur branch located?
Bank of Maharashtra's Sultanpur branch is located at H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE, Sultanpur, Uttar Pradesh.
Is IFSC MAHB0001848 valid for NEFT and RTGS?
Yes. IFSC MAHB0001848 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Sultanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001848, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code MAHB0001848 belongs to Bank of Maharashtra's SULTANPUR branch, located at H. NO. 2643 KARAUNDIA SUB POST OFFICE,NEAR POLICE LINE in SULTANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
