If you are searching for the IFSC code of Bank of Maharashtra, MODEL TOWN SONIPAT branch in SONIPAT, HARYANA, this page has every detail you need. The verified IFSC code for this branch is MAHB0002341. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MODEL TOWN SONIPAT branch, and detailed step-by-step guides for using the IFSC MAHB0002341 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002341 is the IFSC of Bank of Maharashtra's MODEL TOWN SONIPAT branch. The format is fixed: MAHB = bank code, 0 = reserved, 002341 = branch identifier.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Model Town Sonipat branch in Sonipat, Haryana is part of this network and uses the IFSC code MAHB0002341 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Model Town Sonipat |
| IFSC Code | MAHB0002341 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001 |
| City | Sonipat |
| District | Sonipat |
| State | Haryana |
| STD Code | 91 |
| Phone | 9875993192 |
About this branch
The branch is located at PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001. It serves the Sonipat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002341 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MODEL TOWN SONIPAT of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002341 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002341 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Model Town Sonipat branch is mapped to IFSC MAHB0002341 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002341.
Banking services available
The Model Town Sonipat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9875993192.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002341
How to transfer money using IFSC MAHB0002341
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002341 across all three.
NEFT to Bank of Maharashtra, MODEL TOWN SONIPAT using IFSC MAHB0002341
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002341, and confirm that the system picks up Bank of Maharashtra – MODEL TOWN SONIPAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MODEL TOWN SONIPAT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's MODEL TOWN SONIPAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002341 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra MODEL TOWN SONIPAT (IFSC MAHB0002341)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002341 in your mobile or internet banking app, and the money is credited to the MODEL TOWN SONIPAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002341 for Bank of Maharashtra – MODEL TOWN SONIPAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002341 | Yes – MAHB0002341 | Yes – MAHB0002341 |
For most retail customers crediting the Model Town Sonipat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002341
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – MODEL TOWN SONIPAT is still mapped to IFSC MAHB0002341. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002341 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Model Town Sonipat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002341 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002341 and the account number together uniquely identify the Model Town Sonipat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHB0002341
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – MODEL TOWN SONIPAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002341. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Model Town Sonipat branch sits at PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001. If you are travelling from outside Sonipat, search for the branch on a maps application using the bank name and locality, or call 91-9875993192 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002341 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002341 for Bank of Maharashtra – MODEL TOWN SONIPAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Model Town Sonipat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002341 continue to work without interruption.
Branch address & contact
Bank of MaharashtraModel Town Sonipat Branch
PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001
Sonipat, Haryana
Phone: 91-9875993192
IFSC: MAHB0002341
Frequently asked questions
Where is Bank of Maharashtra Model Town Sonipat branch located?
Bank of Maharashtra's Model Town Sonipat branch is located at PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001, Sonipat, Haryana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Model Town Sonipat branch but serve different purposes.
Can I use IFSC MAHB0002341 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002341 to send funds instantly.
Does Bank of Maharashtra Model Town Sonipat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9875993192 to confirm.
How do I add Bank of Maharashtra Model Town Sonipat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002341, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0002341 valid for NEFT and RTGS?
Yes. IFSC MAHB0002341 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code MAHB0002341 belongs to Bank of Maharashtra's MODEL TOWN SONIPAT branch, located at PLOT NO. 76, 8 MARLA ASHOK NAGAR, SONIPAT-131001 in SONIPAT, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


