If you are searching for the IFSC code of Bank of Maharashtra, SIVGANGA branch in SIVGANGA, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is MAHB0002286. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIVGANGA branch, and detailed step-by-step guides for using the IFSC MAHB0002286 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002286 is the IFSC of Bank of Maharashtra's SIVGANGA branch. The format is fixed: MAHB = bank code, 0 = reserved, 002286 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Sivganga branch in Sivganga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002286.
About the Sivganga branch
The Sivganga branch of Bank of Maharashtra is situated at NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002286 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Sivganga |
| IFSC Code | MAHB0002286 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561. |
| City | Sivganga |
| District | Sivaganga |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7825827635 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIVGANGA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002286 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002286 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sivganga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002286 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002286
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002286 across all three.
NEFT to Bank of Maharashtra, SIVGANGA using IFSC MAHB0002286
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002286, and confirm that the system picks up Bank of Maharashtra – SIVGANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002286
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – SIVGANGA, ensure your bank's portal accepts IFSC MAHB0002286 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra SIVGANGA (IFSC MAHB0002286)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002286 in your mobile or internet banking app, and the money is credited to the SIVGANGA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002286 for Bank of Maharashtra – SIVGANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002286 | Yes – MAHB0002286 | Yes – MAHB0002286 |
For most retail customers crediting the Sivganga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002286
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – SIVGANGA is still mapped to IFSC MAHB0002286. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002286 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sivganga branch
Once you have an account at Bank of Maharashtra – SIVGANGA, the IFSC MAHB0002286 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sivganga branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002286
Online banking and IFSC MAHB0002286
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the SIVGANGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002286 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sivganga branch
The branch is located at NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561., which puts it inside Sivganga, the broader Sivaganga district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Sivganga branch” — the verified location pin for IFSC MAHB0002286 should appear at the top of the results.
- Confirm the branch is open by calling 91-7825827635 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002286 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – SIVGANGA:
- The IFSC is exactly MAHB0002286 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and SIVGANGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sivganga branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002286, however, work 24x7.
Verifying IFSC MAHB0002286 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002286 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7825827635.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraSivganga Branch
NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561.
Sivganga, Tamil Nadu
Phone: 91-7825827635
IFSC: MAHB0002286
Frequently asked questions
Can I use IFSC MAHB0002286 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002286 to send funds instantly.
Is IFSC MAHB0002286 valid for NEFT and RTGS?
Yes. IFSC MAHB0002286 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Maharashtra Sivganga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7825827635 to confirm.
Where is Bank of Maharashtra Sivganga branch located?
Bank of Maharashtra's Sivganga branch is located at NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561., Sivganga, Tamil Nadu.
How quickly will an NEFT transfer using MAHB0002286 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Sivganga reflect within 30 minutes.
How do I add Bank of Maharashtra Sivganga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002286, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Sivganga branch?
You can reach the branch at 91-7825827635 during regular banking hours.
Summary
The IFSC code MAHB0002286 belongs to Bank of Maharashtra's SIVGANGA branch, located at NO 22 /1, NORTH RAJA STREET, NEAR DHANAPALAN MARAKADAI, SIVAGANGAI - 630561. in SIVGANGA, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
