This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, SIVAKASI branch in SIVAKASI. The 11-digit IFSC MAHB0001198 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the SIVAKASI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – SIVAKASI is MAHB0001198. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001198 map to this branch in SIVAKASI, TAMIL NADU.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sivakasi branch in Sivakasi, Tamil Nadu is part of this network and uses the IFSC code MAHB0001198 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Sivakasi |
| IFSC Code | MAHB0001198 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 8E GNANAGIRI ROAD, OPPOSITE TO PALANI ANDAVAR THEATRE, SIVAKASI 626189 |
| City | Sivakasi |
| District | Virudhunagar |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9361189688 |
About this branch
The branch is located at 8E GNANAGIRI ROAD, OPPOSITE TO PALANI ANDAVAR THEATRE, SIVAKASI 626189. It serves the Sivakasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001198 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's SIVAKASI branch came to be assigned the code MAHB0001198.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001198, money simply cannot be routed to the SIVAKASI branch electronically.
Products and account variants supported
Every account opened at the Sivakasi branch is mapped to IFSC MAHB0001198 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001198.
Products and services
Customers walking into the Sivakasi branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001198
How to transfer money using IFSC MAHB0001198
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001198 across all three.
NEFT to Bank of Maharashtra, SIVAKASI using IFSC MAHB0001198
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001198, and confirm that the system picks up Bank of Maharashtra – SIVAKASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0001198
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – SIVAKASI, ensure your bank's portal accepts IFSC MAHB0001198 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – SIVAKASI, use IMPS. With IFSC MAHB0001198 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001198 for Bank of Maharashtra – SIVAKASI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001198 | Yes – MAHB0001198 | Yes – MAHB0001198 |
For most retail customers crediting the Sivakasi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001198
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – SIVAKASI is still mapped to IFSC MAHB0001198. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001198 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sivakasi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001198 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001198 and the account number together uniquely identify the Sivakasi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – SIVAKASI:
- The IFSC is exactly MAHB0001198 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and SIVAKASI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sivakasi branch sits at 8E GNANAGIRI ROAD, OPPOSITE TO PALANI ANDAVAR THEATRE, SIVAKASI 626189. If you are travelling from outside Sivakasi, search for the branch on a maps application using the bank name and locality, or call 91-9361189688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001198 and your account number.
Verifying IFSC MAHB0001198 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001198 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9361189688.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sivakasi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001198 continue to work without interruption.
Branch address & contact
Bank of MaharashtraSivakasi Branch
8E GNANAGIRI ROAD, OPPOSITE TO PALANI ANDAVAR THEATRE, SIVAKASI 626189
Sivakasi, Tamil Nadu
Phone: 91-9361189688
IFSC: MAHB0001198
Frequently asked questions
What is the phone number of Bank of Maharashtra Sivakasi branch?
You can reach the branch at 91-9361189688 during regular banking hours.
Does Bank of Maharashtra Sivakasi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9361189688 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sivakasi branch but serve different purposes.
How do I add Bank of Maharashtra Sivakasi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001198, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0001198 the same for all accounts at Sivakasi branch?
Yes. The IFSC MAHB0001198 is shared by every account held at Bank of Maharashtra's Sivakasi branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Maharashtra Sivakasi branch?
The IFSC code of Bank of Maharashtra, Sivakasi branch is MAHB0001198. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC MAHB0001198 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001198 to send funds instantly.
Summary
The IFSC code MAHB0001198 belongs to Bank of Maharashtra's SIVAKASI branch, located at 8E GNANAGIRI ROAD, OPPOSITE TO PALANI ANDAVAR THEATRE, SIVAKASI 626189 in SIVAKASI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
