Below are the complete branch details for Bank of Maharashtra, SINGRAULI branch, located in SINGRAULI, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002019. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002019 for Bank of Maharashtra – SINGRAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – SINGRAULI is MAHB0002019. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002019 map to this branch in SINGRAULI, MADHYA PRADESH.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Singrauli branch in Singrauli, Madhya Pradesh is part of this network and uses the IFSC code MAHB0002019 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Singrauli |
| IFSC Code | MAHB0002019 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI |
| City | Singrauli |
| District | Singrauli |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9307304019 |
About the Singrauli branch
The Singrauli branch of Bank of Maharashtra is situated at NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002019 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINGRAULI of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002019 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002019 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Singrauli branch
Once you have an account at Bank of Maharashtra – SINGRAULI, the IFSC MAHB0002019 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Singrauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9307304019.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002019
How to transfer money using IFSC MAHB0002019
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002019 across all three.
How to use IFSC MAHB0002019 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's SINGRAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002019.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as SINGRAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SINGRAULI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SINGRAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002019 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra SINGRAULI (IFSC MAHB0002019)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002019 in your mobile or internet banking app, and the money is credited to the SINGRAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002019 for Bank of Maharashtra – SINGRAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002019 | Yes – MAHB0002019 | Yes – MAHB0002019 |
For most retail customers crediting the Singrauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002019
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – SINGRAULI is still mapped to IFSC MAHB0002019. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002019 and the beneficiary's account number to complete the transfer.
Online banking and IFSC MAHB0002019
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the SINGRAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002019 and the account number together uniquely identify the Singrauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – SINGRAULI:
- The IFSC is exactly MAHB0002019 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and SINGRAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Singrauli branch
The branch is located at NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI, which puts it inside Singrauli, the broader Singrauli district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Singrauli branch” — the verified location pin for IFSC MAHB0002019 should appear at the top of the results.
- Confirm the branch is open by calling 91-9307304019 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002019 and your account number.
Verifying IFSC MAHB0002019 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002019 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9307304019.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Singrauli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002019 continue to work without interruption.
Branch address & contact
Bank of MaharashtraSingrauli Branch
NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI
Singrauli, Madhya Pradesh
Phone: 91-9307304019
IFSC: MAHB0002019
Frequently asked questions
What is the phone number of Bank of Maharashtra Singrauli branch?
You can reach the branch at 91-9307304019 during regular banking hours.
Does Bank of Maharashtra Singrauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9307304019 to confirm.
Where is Bank of Maharashtra Singrauli branch located?
Bank of Maharashtra's Singrauli branch is located at NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI, Singrauli, Madhya Pradesh.
How do I add Bank of Maharashtra Singrauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002019, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MAHB0002019 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002019 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Singrauli branch but serve different purposes.
Is IFSC MAHB0002019 the same for all accounts at Singrauli branch?
Yes. The IFSC MAHB0002019 is shared by every account held at Bank of Maharashtra's Singrauli branch. Only the account number changes from customer to customer.
Summary
The IFSC code MAHB0002019 belongs to Bank of Maharashtra's SINGRAULI branch, located at NEAR VIDYANAGAR ROAD, WAIDHAN, SINGRAULI in SINGRAULI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
