If you are searching for the IFSC code of Bank of Maharashtra, PUNE-SANGAMWADI branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHB0000822. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE-SANGAMWADI branch, and detailed step-by-step guides for using the IFSC MAHB0000822 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's PUNE-SANGAMWADI branch, the IFSC MAHB0000822 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000822 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Pune-Sangamwadi |
| IFSC Code | MAHB0000822 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7030924125 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pune-Sangamwadi branch in Pune, Maharashtra is part of this network and uses the IFSC code MAHB0000822 for all electronic settlement.
About this branch
The branch is located at C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000822 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE-SANGAMWADI of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000822 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000822 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0000822
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000822 across all three.
NEFT to Bank of Maharashtra, PUNE-SANGAMWADI using IFSC MAHB0000822
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000822, and confirm that the system picks up Bank of Maharashtra – PUNE-SANGAMWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUNE-SANGAMWADI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's PUNE-SANGAMWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000822 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – PUNE-SANGAMWADI, use IMPS. With IFSC MAHB0000822 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000822 for Bank of Maharashtra – PUNE-SANGAMWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000822 | Yes – MAHB0000822 | Yes – MAHB0000822 |
For most retail customers crediting the Pune-Sangamwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's PUNE-SANGAMWADI branch, the IFSC MAHB0000822 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pune-Sangamwadi branch is mapped to IFSC MAHB0000822 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000822.
Products and services
Customers walking into the Pune-Sangamwadi branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000822
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000822 and the account number together uniquely identify the Pune-Sangamwadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0000822
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the PUNE-SANGAMWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000822 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0000822
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – PUNE-SANGAMWADI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000822. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pune-Sangamwadi branch
The branch is located at C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Pune-Sangamwadi branch” — the verified location pin for IFSC MAHB0000822 should appear at the top of the results.
- Confirm the branch is open by calling 91-7030924125 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000822 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000822 for Bank of Maharashtra – PUNE-SANGAMWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pune-Sangamwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000822 continue to work without interruption.
Branch address & contact
Bank of MaharashtraPune-Sangamwadi Branch
C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE
Pune, Maharashtra
Phone: 91-7030924125
IFSC: MAHB0000822
Frequently asked questions
Does Bank of Maharashtra Pune-Sangamwadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7030924125 to confirm.
How do I add Bank of Maharashtra Pune-Sangamwadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000822, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0000822 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Pune-Sangamwadi reflect within 30 minutes.
Is IFSC MAHB0000822 valid for NEFT and RTGS?
Yes. IFSC MAHB0000822 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pune-Sangamwadi branch but serve different purposes.
What is the phone number of Bank of Maharashtra Pune-Sangamwadi branch?
You can reach the branch at 91-7030924125 during regular banking hours.
Where is Bank of Maharashtra Pune-Sangamwadi branch located?
Bank of Maharashtra's Pune-Sangamwadi branch is located at C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE, Pune, Maharashtra.
Summary
The IFSC code MAHB0000822 belongs to Bank of Maharashtra's PUNE-SANGAMWADI branch, located at C.S.NO.14, PLOT NO. 174, D.P. RD, PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
