Use this page as a one-stop reference for everything related to Bank of Maharashtra's PORBUNDER branch in PORBANDAR, GUJARAT. The branch's IFSC code MAHB0000457 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000457 is the IFSC of Bank of Maharashtra's PORBUNDER branch. The format is fixed: MAHB = bank code, 0 = reserved, 000457 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Porbunder branch in Porbandar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000457.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Porbunder |
| IFSC Code | MAHB0000457 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575 |
| City | Porbandar |
| District | Porbandar |
| State | Gujarat |
| STD Code | 91 |
| Phone | 6357374006 |
About this branch
The branch is located at LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575. It serves the Porbandar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000457 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's PORBUNDER branch came to be assigned the code MAHB0000457.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000457, money simply cannot be routed to the PORBUNDER branch electronically.
Account types you can open at the Porbunder branch
Once you have an account at Bank of Maharashtra – PORBUNDER, the IFSC MAHB0000457 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Porbunder branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6357374006.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000457
How to transfer money using IFSC MAHB0000457
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000457 across all three.
How to use IFSC MAHB0000457 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's PORBUNDER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000457.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as PORBUNDER.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000457
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – PORBUNDER, ensure your bank's portal accepts IFSC MAHB0000457 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra PORBUNDER (IFSC MAHB0000457)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000457 in your mobile or internet banking app, and the money is credited to the PORBUNDER branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000457 for Bank of Maharashtra – PORBUNDER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000457 | Yes – MAHB0000457 | Yes – MAHB0000457 |
For most retail customers crediting the Porbunder branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's PORBUNDER branch, the IFSC MAHB0000457 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC MAHB0000457
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the PORBUNDER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000457 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Porbunder branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000457 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC MAHB0000457
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – PORBUNDER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000457. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Porbunder branch
The branch is located at LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575, which puts it inside Porbandar, the broader Porbandar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Porbunder branch” — the verified location pin for IFSC MAHB0000457 should appear at the top of the results.
- Confirm the branch is open by calling 91-6357374006 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000457 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000457 for Bank of Maharashtra – PORBUNDER, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Porbunder are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000457 continue to work without interruption.
Branch address & contact
Bank of MaharashtraPorbunder Branch
LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575
Porbandar, Gujarat
Phone: 91-6357374006
IFSC: MAHB0000457
Frequently asked questions
Is IFSC MAHB0000457 valid for NEFT and RTGS?
Yes. IFSC MAHB0000457 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC MAHB0000457 the same for all accounts at Porbunder branch?
Yes. The IFSC MAHB0000457 is shared by every account held at Bank of Maharashtra's Porbunder branch. Only the account number changes from customer to customer.
Where is Bank of Maharashtra Porbunder branch located?
Bank of Maharashtra's Porbunder branch is located at LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575, Porbandar, Gujarat.
What is the IFSC code of Bank of Maharashtra Porbunder branch?
The IFSC code of Bank of Maharashtra, Porbunder branch is MAHB0000457. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Maharashtra Porbunder as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000457, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0000457 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Porbunder reflect within 30 minutes.
Does Bank of Maharashtra Porbunder branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6357374006 to confirm.
Summary
The IFSC code MAHB0000457 belongs to Bank of Maharashtra's PORBUNDER branch, located at LAKHANI BLDG,V.P.ROAD,PORBANDAR,360575 in PORBANDAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
