IFSC Code of Bank of Maharashtra, Nellithoppu,Pondicherry Branch, Puducherry

Below are the complete branch details for Bank of Maharashtra, NELLITHOPPU,PONDICHERRY branch, located in PONDICHERRY, PUDUCHERRY. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002187. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002187 for Bank of Maharashtra – NELLITHOPPU,PONDICHERRY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Maharashtra's NELLITHOPPU,PONDICHERRY branch, the IFSC MAHB0002187 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002187 identifies this particular branch.

About the bank

Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nellithoppu,Pondicherry branch in Pondicherry, Puducherry is part of this network and uses the IFSC code MAHB0002187 for all electronic settlement.

About the Nellithoppu,Pondicherry branch

The Nellithoppu,Pondicherry branch of Bank of Maharashtra is situated at 96,VILLIANUR MAIN ROAD, AZIZ NAGARG.P.K COMPLEX, REDDIARPALAYAM,PONDICHERRY. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002187 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's NELLITHOPPU,PONDICHERRY branch came to be assigned the code MAHB0002187.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002187, money simply cannot be routed to the NELLITHOPPU,PONDICHERRY branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002187 and the account number together uniquely identify the Nellithoppu,Pondicherry branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC MAHB0002187

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002187 across all three.

How to use IFSC MAHB0002187 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's NELLITHOPPU,PONDICHERRY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC MAHB0002187.
4. Confirm the bank name auto-populates as Bank of Maharashtra and the branch as NELLITHOPPU,PONDICHERRY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NELLITHOPPU,PONDICHERRY

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's NELLITHOPPU,PONDICHERRY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002187 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Maharashtra NELLITHOPPU,PONDICHERRY (IFSC MAHB0002187)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002187 in your mobile or internet banking app, and the money is credited to the NELLITHOPPU,PONDICHERRY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nellithoppu,Pondicherry

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002187:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NELLITHOPPU,PONDICHERRY is still linked to IFSC MAHB0002187.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC MAHB0002187

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – NELLITHOPPU,PONDICHERRY is still mapped to IFSC MAHB0002187. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002187 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nellithoppu,Pondicherry branch is mapped to IFSC MAHB0002187 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0002187.

Products and services

Customers walking into the Nellithoppu,Pondicherry branch can access most of Bank of Maharashtra's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MAHB0002187

Digital banking channels

Most day-to-day work that customers used to do at the Nellithoppu,Pondicherry branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002187 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Nellithoppu,Pondicherry branch

The branch is located at 96,VILLIANUR MAIN ROAD, AZIZ NAGARG.P.K COMPLEX, REDDIARPALAYAM,PONDICHERRY, which puts it inside Pondicherry, the broader Puducherry district, and the state of Puducherry. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra Nellithoppu,Pondicherry branch” — the verified location pin for IFSC MAHB0002187 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8884154299 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002187 and your account number.

Common mistakes to avoid when using IFSC MAHB0002187

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – NELLITHOPPU,PONDICHERRY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MAHB0002187.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nellithoppu,Pondicherry branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002187, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MAHB0002187 for Bank of Maharashtra – NELLITHOPPU,PONDICHERRY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MAHB0002187 belongs to Bank of Maharashtra's NELLITHOPPU,PONDICHERRY branch, located at 96,VILLIANUR MAIN ROAD, AZIZ NAGARG.P.K COMPLEX, REDDIARPALAYAM,PONDICHERRY in PONDICHERRY, PUDUCHERRY. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.