Use this page as a one-stop reference for everything related to Bank of Maharashtra's KOLKI branch in PHALTAN, MAHARASHTRA. The branch's IFSC code MAHB0001675 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's KOLKI branch, the IFSC MAHB0001675 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 001675 identifies this particular branch.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kolki branch in Phaltan, Maharashtra is part of this network and uses the IFSC code MAHB0001675 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kolki |
| IFSC Code | MAHB0001675 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MRS. MANGAL DILIP SHINDE, SNEHANKIT, SHINGNAPUR ROAD |
| City | Phaltan |
| District | Satara |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9028087063 |
About the Kolki branch
The Kolki branch of Bank of Maharashtra is situated at MRS. MANGAL DILIP SHINDE, SNEHANKIT, SHINGNAPUR ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0001675 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's KOLKI branch came to be assigned the code MAHB0001675.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001675, money simply cannot be routed to the KOLKI branch electronically.
Products and account variants supported
Every account opened at the Kolki branch is mapped to IFSC MAHB0001675 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001675.
Products and services
Customers walking into the Kolki branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001675
How to transfer money using IFSC MAHB0001675
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001675 across all three.
How to use IFSC MAHB0001675 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KOLKI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001675.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KOLKI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0001675
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KOLKI, ensure your bank's portal accepts IFSC MAHB0001675 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra KOLKI (IFSC MAHB0001675)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001675 in your mobile or internet banking app, and the money is credited to the KOLKI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001675 for Bank of Maharashtra – KOLKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001675 | Yes – MAHB0001675 | Yes – MAHB0001675 |
For most retail customers crediting the Kolki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's KOLKI branch, the IFSC MAHB0001675 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC MAHB0001675
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KOLKI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001675 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001675 and the account number together uniquely identify the Kolki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KOLKI:
- The IFSC is exactly MAHB0001675 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KOLKI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kolki branch
The branch is located at MRS. MANGAL DILIP SHINDE, SNEHANKIT, SHINGNAPUR ROAD, which puts it inside Phaltan, the broader Satara district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Kolki branch” — the verified location pin for IFSC MAHB0001675 should appear at the top of the results.
- Confirm the branch is open by calling 91-9028087063 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001675 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001675 for Bank of Maharashtra – KOLKI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolki branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001675, however, work 24x7.
Branch address & contact
Bank of MaharashtraKolki Branch
MRS. MANGAL DILIP SHINDE, SNEHANKIT, SHINGNAPUR ROAD
Phaltan, Maharashtra
Phone: 91-9028087063
IFSC: MAHB0001675
Frequently asked questions
What is the IFSC code of Bank of Maharashtra Kolki branch?
The IFSC code of Bank of Maharashtra, Kolki branch is MAHB0001675. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC MAHB0001675 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001675 to send funds instantly.
Does Bank of Maharashtra Kolki branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9028087063 to confirm.
How quickly will an NEFT transfer using MAHB0001675 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kolki reflect within 30 minutes.
What is the phone number of Bank of Maharashtra Kolki branch?
You can reach the branch at 91-9028087063 during regular banking hours.
Is IFSC MAHB0001675 the same for all accounts at Kolki branch?
Yes. The IFSC MAHB0001675 is shared by every account held at Bank of Maharashtra's Kolki branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolki branch but serve different purposes.
Is IFSC MAHB0001675 valid for NEFT and RTGS?
Yes. IFSC MAHB0001675 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code MAHB0001675 belongs to Bank of Maharashtra's KOLKI branch, located at MRS. MANGAL DILIP SHINDE, SNEHANKIT, SHINGNAPUR ROAD in PHALTAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
