If you are searching for the IFSC code of Bank of Maharashtra, PEROORKADA branch in PEROORKADA, KERALA, this page has every detail you need. The verified IFSC code for this branch is MAHB0002873. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PEROORKADA branch, and detailed step-by-step guides for using the IFSC MAHB0002873 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's PEROORKADA branch, the IFSC MAHB0002873 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002873 identifies this particular branch.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Peroorkada branch in Peroorkada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002873.
About the Peroorkada branch
The Peroorkada branch of Bank of Maharashtra is situated at GROUND FLOOR, RD SQUARE, NEAR CIVIL STATION, KUDAPPANAMKUNNU, DIST. THIRUVANANTHAPURAM, KERALA - 695043. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002873 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Peroorkada |
| IFSC Code | MAHB0002873 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, RD SQUARE, NEAR CIVIL STATION, KUDAPPANAMKUNNU, DIST. THIRUVANANTHAPURAM, KERALA - 695043 |
| City | Peroorkada |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 91 |
| Phone | 9037720139 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's PEROORKADA branch came to be assigned the code MAHB0002873.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002873, money simply cannot be routed to the PEROORKADA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Peroorkada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002873 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002873
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002873 across all three.
NEFT to Bank of Maharashtra, PEROORKADA using IFSC MAHB0002873
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002873, and confirm that the system picks up Bank of Maharashtra – PEROORKADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002873
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – PEROORKADA, ensure your bank's portal accepts IFSC MAHB0002873 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – PEROORKADA, use IMPS. With IFSC MAHB0002873 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Peroorkada
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002873:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PEROORKADA is still linked to IFSC MAHB0002873.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's PEROORKADA branch, the IFSC MAHB0002873 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Peroorkada branch is mapped to IFSC MAHB0002873 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002873.
Products and services
Customers walking into the Peroorkada branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002873
Digital banking channels
Most day-to-day work that customers used to do at the Peroorkada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002873 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Peroorkada branch sits at GROUND FLOOR, RD SQUARE, NEAR CIVIL STATION, KUDAPPANAMKUNNU, DIST. THIRUVANANTHAPURAM, KERALA - 695043. If you are travelling from outside Peroorkada, search for the branch on a maps application using the bank name and locality, or call 91-9037720139 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002873 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – PEROORKADA:
- The IFSC is exactly MAHB0002873 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and PEROORKADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Peroorkada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002873 continue to work without interruption.
Verifying IFSC MAHB0002873 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002873 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9037720139.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraPeroorkada Branch
GROUND FLOOR, RD SQUARE, NEAR CIVIL STATION, KUDAPPANAMKUNNU, DIST. THIRUVANANTHAPURAM, KERALA - 695043
Peroorkada, Kerala
Phone: 91-9037720139
IFSC: MAHB0002873
Frequently asked questions
How do I add Bank of Maharashtra Peroorkada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002873, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Maharashtra Peroorkada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9037720139 to confirm.
How quickly will an NEFT transfer using MAHB0002873 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Peroorkada reflect within 30 minutes.
Is IFSC MAHB0002873 the same for all accounts at Peroorkada branch?
Yes. The IFSC MAHB0002873 is shared by every account held at Bank of Maharashtra's Peroorkada branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Maharashtra Peroorkada branch?
You can reach the branch at 91-9037720139 during regular banking hours.
Can I use IFSC MAHB0002873 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002873 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Peroorkada branch but serve different purposes.
Where is Bank of Maharashtra Peroorkada branch located?
Bank of Maharashtra's Peroorkada branch is located at GROUND FLOOR, RD SQUARE, NEAR CIVIL STATION, KUDAPPANAMKUNNU, DIST. THIRUVANANTHAPURAM, KERALA - 695043, Peroorkada, Kerala.
Final notes
To recap: MAHB0002873 is the IFSC code of Bank of Maharashtra, PEROORKADA branch, in PEROORKADA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
