Below are the complete branch details for Bank of Maharashtra, NHAVI branch, located in NHAVI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000522. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000522 for Bank of Maharashtra – NHAVI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – NHAVI is MAHB0000522. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000522 map to this branch in NHAVI, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Nhavi |
| IFSC Code | MAHB0000522 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI NHAVIVIA-FAIZPUR |
| City | Nhavi |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8087052910 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nhavi branch in Nhavi, Maharashtra is part of this network and uses the IFSC code MAHB0000522 for all electronic settlement.
Nhavi branch overview
Located at JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI NHAVIVIA-FAIZPUR, the Nhavi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0000522 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's NHAVI branch came to be assigned the code MAHB0000522.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000522, money simply cannot be routed to the NHAVI branch electronically.
How to transfer money using IFSC MAHB0000522
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000522 across all three.
NEFT to Bank of Maharashtra, NHAVI using IFSC MAHB0000522
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000522, and confirm that the system picks up Bank of Maharashtra – NHAVI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0000522
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – NHAVI, ensure your bank's portal accepts IFSC MAHB0000522 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – NHAVI, use IMPS. With IFSC MAHB0000522 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000522 for Bank of Maharashtra – NHAVI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000522 | Yes – MAHB0000522 | Yes – MAHB0000522 |
For most retail customers crediting the Nhavi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000522
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – NHAVI is still mapped to IFSC MAHB0000522. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000522 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nhavi branch is mapped to IFSC MAHB0000522 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000522.
Banking services available
The Nhavi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8087052910.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000522
MICR & cheque-truncation details
Cheques drawn on the Nhavi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000522 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nhavi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000522 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0000522
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – NHAVI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000522. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nhavi branch sits at JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI NHAVIVIA-FAIZPUR. If you are travelling from outside Nhavi, search for the branch on a maps application using the bank name and locality, or call 91-8087052910 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000522 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000522 for Bank of Maharashtra – NHAVI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nhavi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000522 continue to work without interruption.
Branch address & contact
Bank of MaharashtraNhavi Branch
JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI NHAVIVIA-FAIZPUR
Nhavi, Maharashtra
Phone: 91-8087052910
IFSC: MAHB0000522
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nhavi branch but serve different purposes.
Can I use IFSC MAHB0000522 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000522 to send funds instantly.
Where is Bank of Maharashtra Nhavi branch located?
Bank of Maharashtra's Nhavi branch is located at JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI NHAVIVIA-FAIZPUR, Nhavi, Maharashtra.
What is the IFSC code of Bank of Maharashtra Nhavi branch?
The IFSC code of Bank of Maharashtra, Nhavi branch is MAHB0000522. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Maharashtra Nhavi branch?
You can reach the branch at 91-8087052910 during regular banking hours.
How do I add Bank of Maharashtra Nhavi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000522, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code MAHB0000522 belongs to Bank of Maharashtra's NHAVI branch, located at JIVRAM TUKARAM MAHAJAN CO-OP. FRUIT SALE SOCIETY LTD., AT AND POST NAVI… in NHAVI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
