This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, MUMBAI NAKA branch in NASIK. The 11-digit IFSC MAHB0002580 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the MUMBAI NAKA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002580 is the IFSC of Bank of Maharashtra's MUMBAI NAKA branch. The format is fixed: MAHB = bank code, 0 = reserved, 002580 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Mumbai Naka |
| IFSC Code | MAHB0002580 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NASHIK SHIWAR TOWN PLANNING SCHEME-1, PUNE ROAD , GADKARI CHOWK, NASHIK, MAHARASHTRA-422001 |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9145004351 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Mumbai Naka branch — IFSC MAHB0002580 — extends the bank's services to customers in and around Nasik, Maharashtra.
Mumbai Naka branch overview
Located at NASHIK SHIWAR TOWN PLANNING SCHEME-1, PUNE ROAD , GADKARI CHOWK, NASHIK, MAHARASHTRA-422001, the Mumbai Naka branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002580 is required for all interbank electronic transfers routed through this branch.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI NAKA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002580 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002580 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002580
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002580 across all three.
NEFT to Bank of Maharashtra, MUMBAI NAKA using IFSC MAHB0002580
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002580, and confirm that the system picks up Bank of Maharashtra – MUMBAI NAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002580
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – MUMBAI NAKA, ensure your bank's portal accepts IFSC MAHB0002580 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – MUMBAI NAKA, use IMPS. With IFSC MAHB0002580 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002580 for Bank of Maharashtra – MUMBAI NAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002580 | Yes – MAHB0002580 | Yes – MAHB0002580 |
For most retail customers crediting the Mumbai Naka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002580
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – MUMBAI NAKA is still mapped to IFSC MAHB0002580. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002580 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mumbai Naka branch is mapped to IFSC MAHB0002580 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002580.
Banking services available
The Mumbai Naka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9145004351.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002580
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002580 and the account number together uniquely identify the Mumbai Naka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002580
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the MUMBAI NAKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002580 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – MUMBAI NAKA:
- The IFSC is exactly MAHB0002580 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and MUMBAI NAKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mumbai Naka branch sits at NASHIK SHIWAR TOWN PLANNING SCHEME-1, PUNE ROAD , GADKARI CHOWK, NASHIK, MAHARASHTRA-422001. If you are travelling from outside Nasik, search for the branch on a maps application using the bank name and locality, or call 91-9145004351 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002580 and your account number.
Verifying IFSC MAHB0002580 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002580 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9145004351.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbai Naka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002580 continue to work without interruption.
Branch address & contact
Bank of MaharashtraMumbai Naka Branch
NASHIK SHIWAR TOWN PLANNING SCHEME-1, PUNE ROAD , GADKARI CHOWK, NASHIK, MAHARASHTRA-422001
Nasik, Maharashtra
Phone: 91-9145004351
IFSC: MAHB0002580
Frequently asked questions
How do I add Bank of Maharashtra Mumbai Naka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002580, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai Naka branch but serve different purposes.
Is IFSC MAHB0002580 the same for all accounts at Mumbai Naka branch?
Yes. The IFSC MAHB0002580 is shared by every account held at Bank of Maharashtra's Mumbai Naka branch. Only the account number changes from customer to customer.
Is IFSC MAHB0002580 valid for NEFT and RTGS?
Yes. IFSC MAHB0002580 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHB0002580 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Mumbai Naka reflect within 30 minutes.
Where is Bank of Maharashtra Mumbai Naka branch located?
Bank of Maharashtra's Mumbai Naka branch is located at NASHIK SHIWAR TOWN PLANNING SCHEME-1, PUNE ROAD , GADKARI CHOWK, NASHIK, MAHARASHTRA-422001, Nasik, Maharashtra.
What is the phone number of Bank of Maharashtra Mumbai Naka branch?
You can reach the branch at 91-9145004351 during regular banking hours.
What is the IFSC code of Bank of Maharashtra Mumbai Naka branch?
The IFSC code of Bank of Maharashtra, Mumbai Naka branch is MAHB0002580. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: MAHB0002580 is the IFSC code of Bank of Maharashtra, MUMBAI NAKA branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
