If you are searching for the IFSC code of Bank of Maharashtra, BHAGWAN NAGAR-NAGPUR. branch in NAGPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHB0000951. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAGWAN NAGAR-NAGPUR. branch, and detailed step-by-step guides for using the IFSC MAHB0000951 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's BHAGWAN NAGAR-NAGPUR. branch, the IFSC MAHB0000951 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000951 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Bhagwan Nagar-Nagpur. |
| IFSC Code | MAHB0000951 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ANTAL BUILDING,BANERJEE LAYOUT, BHAGWAN NAGAR, NAGPUR-440027 |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7066630951 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Bhagwan Nagar-Nagpur. branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000951.
About the Bhagwan Nagar-Nagpur. branch
The Bhagwan Nagar-Nagpur. branch of Bank of Maharashtra is situated at ANTAL BUILDING,BANERJEE LAYOUT, BHAGWAN NAGAR, NAGPUR-440027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000951 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAGWAN NAGAR-NAGPUR. of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000951 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000951 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0000951
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000951 across all three.
How to use IFSC MAHB0000951 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's BHAGWAN NAGAR-NAGPUR. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000951.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as BHAGWAN NAGAR-NAGPUR..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BHAGWAN NAGAR-NAGPUR.
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's BHAGWAN NAGAR-NAGPUR. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000951 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra BHAGWAN NAGAR-NAGPUR. (IFSC MAHB0000951)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000951 in your mobile or internet banking app, and the money is credited to the BHAGWAN NAGAR-NAGPUR. branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000951 for Bank of Maharashtra – BHAGWAN NAGAR-NAGPUR., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000951 | Yes – MAHB0000951 | Yes – MAHB0000951 |
For most retail customers crediting the Bhagwan Nagar-Nagpur. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's BHAGWAN NAGAR-NAGPUR. branch, the IFSC MAHB0000951 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhagwan Nagar-Nagpur. branch is mapped to IFSC MAHB0000951 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000951.
Products and services
Customers walking into the Bhagwan Nagar-Nagpur. branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000951
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000951 and the account number together uniquely identify the Bhagwan Nagar-Nagpur. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bhagwan Nagar-Nagpur. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000951 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BHAGWAN NAGAR-NAGPUR.:
- The IFSC is exactly MAHB0000951 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BHAGWAN NAGAR-NAGPUR. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhagwan Nagar-Nagpur. branch sits at ANTAL BUILDING,BANERJEE LAYOUT, BHAGWAN NAGAR, NAGPUR-440027. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 91-7066630951 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000951 and your account number.
Verifying IFSC MAHB0000951 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000951 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7066630951.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhagwan Nagar-Nagpur. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000951, however, work 24x7.
Branch address & contact
Bank of MaharashtraBhagwan Nagar-Nagpur. Branch
ANTAL BUILDING,BANERJEE LAYOUT, BHAGWAN NAGAR, NAGPUR-440027
Nagpur, Maharashtra
Phone: 91-7066630951
IFSC: MAHB0000951
Frequently asked questions
Can I use IFSC MAHB0000951 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000951 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhagwan Nagar-Nagpur. branch but serve different purposes.
Is IFSC MAHB0000951 valid for NEFT and RTGS?
Yes. IFSC MAHB0000951 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Bhagwan Nagar-Nagpur. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000951, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0000951 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Bhagwan Nagar-Nagpur. reflect within 30 minutes.
Is IFSC MAHB0000951 the same for all accounts at Bhagwan Nagar-Nagpur. branch?
Yes. The IFSC MAHB0000951 is shared by every account held at Bank of Maharashtra's Bhagwan Nagar-Nagpur. branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Maharashtra Bhagwan Nagar-Nagpur. branch?
The IFSC code of Bank of Maharashtra, Bhagwan Nagar-Nagpur. branch is MAHB0000951. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: MAHB0000951 is the IFSC code of Bank of Maharashtra, BHAGWAN NAGAR-NAGPUR. branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


