Below are the complete branch details for Bank of Maharashtra, MURUD JANJIRA branch, located in MURUD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000909. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000909 for Bank of Maharashtra – MURUD JANJIRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000909 is the IFSC of Bank of Maharashtra's MURUD JANJIRA branch. The format is fixed: MAHB = bank code, 0 = reserved, 000909 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Murud Janjira |
| IFSC Code | MAHB0000909 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AZAD CHOWK,BAZARPETH, MURUD-JANJIRA, TEH.MURUD |
| City | Murud |
| District | Raigad |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9699738243 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Murud Janjira branch in Murud. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000909.
About this branch
The branch is located at AZAD CHOWK,BAZARPETH, MURUD-JANJIRA, TEH.MURUD. It serves the Murud region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000909 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MURUD JANJIRA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000909 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000909 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0000909
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000909 across all three.
NEFT to Bank of Maharashtra, MURUD JANJIRA using IFSC MAHB0000909
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000909, and confirm that the system picks up Bank of Maharashtra – MURUD JANJIRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MURUD JANJIRA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's MURUD JANJIRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000909 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – MURUD JANJIRA, use IMPS. With IFSC MAHB0000909 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Murud Janjira
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0000909:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MURUD JANJIRA is still linked to IFSC MAHB0000909.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0000909
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – MURUD JANJIRA is still mapped to IFSC MAHB0000909. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000909 and the beneficiary's account number to complete the transfer.
Account types you can open at the Murud Janjira branch
Once you have an account at Bank of Maharashtra – MURUD JANJIRA, the IFSC MAHB0000909 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Murud Janjira branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000909
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000909 and the account number together uniquely identify the Murud Janjira branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0000909
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the MURUD JANJIRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000909 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0000909
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – MURUD JANJIRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000909. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Murud Janjira branch sits at AZAD CHOWK,BAZARPETH, MURUD-JANJIRA, TEH.MURUD. If you are travelling from outside Murud, search for the branch on a maps application using the bank name and locality, or call 91-9699738243 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000909 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000909 for Bank of Maharashtra – MURUD JANJIRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Murud Janjira branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000909, however, work 24x7.
Branch address & contact
Bank of MaharashtraMurud Janjira Branch
AZAD CHOWK,BAZARPETH, MURUD-JANJIRA, TEH.MURUD
Murud, Maharashtra
Phone: 91-9699738243
IFSC: MAHB0000909
Frequently asked questions
What is the IFSC code of Bank of Maharashtra Murud Janjira branch?
The IFSC code of Bank of Maharashtra, Murud Janjira branch is MAHB0000909. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MAHB0000909 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Murud Janjira reflect within 30 minutes.
Is IFSC MAHB0000909 the same for all accounts at Murud Janjira branch?
Yes. The IFSC MAHB0000909 is shared by every account held at Bank of Maharashtra's Murud Janjira branch. Only the account number changes from customer to customer.
Is IFSC MAHB0000909 valid for NEFT and RTGS?
Yes. IFSC MAHB0000909 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Murud Janjira branch but serve different purposes.
Can I use IFSC MAHB0000909 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000909 to send funds instantly.
How do I add Bank of Maharashtra Murud Janjira as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000909, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Murud Janjira branch?
You can reach the branch at 91-9699738243 during regular banking hours.
Summary
The IFSC code MAHB0000909 belongs to Bank of Maharashtra's MURUD JANJIRA branch, located at AZAD CHOWK,BAZARPETH, MURUD-JANJIRA, TEH.MURUD in MURUD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
