If you are searching for the IFSC code of Bank of Maharashtra, MUMBAI-OSHIWARA branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHB0001207. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUMBAI-OSHIWARA branch, and detailed step-by-step guides for using the IFSC MAHB0001207 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – MUMBAI-OSHIWARA is MAHB0001207. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001207 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Mumbai-Oshiwara |
| IFSC Code | MAHB0001207 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OBEROY CHAMBERS,OFF NEW LINK RD.,ANDHERI W , MUMBAI, P.O.OSHIWARA |
| City | Mumbai |
| District | Mumbai Suburban |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8657798646 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Mumbai-Oshiwara branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001207.
About the Mumbai-Oshiwara branch
The Mumbai-Oshiwara branch of Bank of Maharashtra is situated at OBEROY CHAMBERS,OFF NEW LINK RD.,ANDHERI W , MUMBAI, P.O.OSHIWARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0001207 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's MUMBAI-OSHIWARA branch came to be assigned the code MAHB0001207.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001207, money simply cannot be routed to the MUMBAI-OSHIWARA branch electronically.
How to transfer money using IFSC MAHB0001207
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001207 across all three.
How to use IFSC MAHB0001207 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's MUMBAI-OSHIWARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001207.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as MUMBAI-OSHIWARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0001207
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – MUMBAI-OSHIWARA, ensure your bank's portal accepts IFSC MAHB0001207 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra MUMBAI-OSHIWARA (IFSC MAHB0001207)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001207 in your mobile or internet banking app, and the money is credited to the MUMBAI-OSHIWARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mumbai-Oshiwara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001207:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI-OSHIWARA is still linked to IFSC MAHB0001207.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's MUMBAI-OSHIWARA branch, the IFSC MAHB0001207 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mumbai-Oshiwara branch
Once you have an account at Bank of Maharashtra – MUMBAI-OSHIWARA, the IFSC MAHB0001207 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mumbai-Oshiwara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8657798646.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0001207
MICR & cheque-truncation details
Cheques drawn on the Mumbai-Oshiwara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001207 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mumbai-Oshiwara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001207 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – MUMBAI-OSHIWARA:
- The IFSC is exactly MAHB0001207 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and MUMBAI-OSHIWARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mumbai-Oshiwara branch
The branch is located at OBEROY CHAMBERS,OFF NEW LINK RD.,ANDHERI W , MUMBAI, P.O.OSHIWARA, which puts it inside Mumbai, the broader Mumbai Suburban district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Mumbai-Oshiwara branch” — the verified location pin for IFSC MAHB0001207 should appear at the top of the results.
- Confirm the branch is open by calling 91-8657798646 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001207 and your account number.
Verifying IFSC MAHB0001207 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001207 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8657798646.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai-Oshiwara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001207, however, work 24x7.
Branch address & contact
Bank of MaharashtraMumbai-Oshiwara Branch
OBEROY CHAMBERS,OFF NEW LINK RD.,ANDHERI W , MUMBAI, P.O.OSHIWARA
Mumbai, Maharashtra
Phone: 91-8657798646
IFSC: MAHB0001207
Frequently asked questions
Is IFSC MAHB0001207 the same for all accounts at Mumbai-Oshiwara branch?
Yes. The IFSC MAHB0001207 is shared by every account held at Bank of Maharashtra's Mumbai-Oshiwara branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai-Oshiwara branch but serve different purposes.
How quickly will an NEFT transfer using MAHB0001207 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Mumbai-Oshiwara reflect within 30 minutes.
Can I use IFSC MAHB0001207 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001207 to send funds instantly.
How do I add Bank of Maharashtra Mumbai-Oshiwara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001207, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Mumbai-Oshiwara branch?
You can reach the branch at 91-8657798646 during regular banking hours.
Is IFSC MAHB0001207 valid for NEFT and RTGS?
Yes. IFSC MAHB0001207 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Maharashtra Mumbai-Oshiwara branch?
The IFSC code of Bank of Maharashtra, Mumbai-Oshiwara branch is MAHB0001207. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: MAHB0001207 is the IFSC code of Bank of Maharashtra, MUMBAI-OSHIWARA branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
