Use this page as a one-stop reference for everything related to Bank of Maharashtra's MAUNATH BHANJAN branch in MAU, UTTAR PRADESH. The branch's IFSC code MAHB0002064 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002064 is the IFSC of Bank of Maharashtra's MAUNATH BHANJAN branch. The format is fixed: MAHB = bank code, 0 = reserved, 002064 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Maunath Bhanjan |
| IFSC Code | MAHB0002064 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DEO VATIKA, PURNI TEHSILSAHADATPURA, MAUNATH BHANJAN |
| City | Mau |
| District | Mau |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9097574022 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Maunath Bhanjan branch — IFSC MAHB0002064 — extends the bank's services to customers in and around Mau, Uttar Pradesh.
About the Maunath Bhanjan branch
The Maunath Bhanjan branch of Bank of Maharashtra is situated at DEO VATIKA, PURNI TEHSILSAHADATPURA, MAUNATH BHANJAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002064 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's MAUNATH BHANJAN branch came to be assigned the code MAHB0002064.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002064, money simply cannot be routed to the MAUNATH BHANJAN branch electronically.
How to transfer money using IFSC MAHB0002064
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002064 across all three.
How to use IFSC MAHB0002064 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's MAUNATH BHANJAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002064.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as MAUNATH BHANJAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0002064
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – MAUNATH BHANJAN, ensure your bank's portal accepts IFSC MAHB0002064 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – MAUNATH BHANJAN, use IMPS. With IFSC MAHB0002064 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002064 for Bank of Maharashtra – MAUNATH BHANJAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002064 | Yes – MAHB0002064 | Yes – MAHB0002064 |
For most retail customers crediting the Maunath Bhanjan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002064
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – MAUNATH BHANJAN is still mapped to IFSC MAHB0002064. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002064 and the beneficiary's account number to complete the transfer.
Account types you can open at the Maunath Bhanjan branch
Once you have an account at Bank of Maharashtra – MAUNATH BHANJAN, the IFSC MAHB0002064 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Maunath Bhanjan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9097574022.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002064
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002064 and the account number together uniquely identify the Maunath Bhanjan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Maunath Bhanjan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002064 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0002064
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – MAUNATH BHANJAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002064. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Maunath Bhanjan branch sits at DEO VATIKA, PURNI TEHSILSAHADATPURA, MAUNATH BHANJAN. If you are travelling from outside Mau, search for the branch on a maps application using the bank name and locality, or call 91-9097574022 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002064 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002064 for Bank of Maharashtra – MAUNATH BHANJAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Maunath Bhanjan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002064 continue to work without interruption.
Branch address & contact
Bank of MaharashtraMaunath Bhanjan Branch
DEO VATIKA, PURNI TEHSILSAHADATPURA, MAUNATH BHANJAN
Mau, Uttar Pradesh
Phone: 91-9097574022
IFSC: MAHB0002064
Frequently asked questions
Is IFSC MAHB0002064 valid for NEFT and RTGS?
Yes. IFSC MAHB0002064 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Maunath Bhanjan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002064, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0002064 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Maunath Bhanjan reflect within 30 minutes.
Does Bank of Maharashtra Maunath Bhanjan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9097574022 to confirm.
Is IFSC MAHB0002064 the same for all accounts at Maunath Bhanjan branch?
Yes. The IFSC MAHB0002064 is shared by every account held at Bank of Maharashtra's Maunath Bhanjan branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Maunath Bhanjan branch but serve different purposes.
Summary
The IFSC code MAHB0002064 belongs to Bank of Maharashtra's MAUNATH BHANJAN branch, located at DEO VATIKA, PURNI TEHSILSAHADATPURA, MAUNATH BHANJAN in MAU, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
