Use this page as a one-stop reference for everything related to Bank of Maharashtra's SAMRALA branch in LUDHIANA, PUNJAB. The branch's IFSC code MAHB0002737 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's SAMRALA branch, the IFSC MAHB0002737 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002737 identifies this particular branch.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Samrala branch — IFSC MAHB0002737 — extends the bank's services to customers in and around Ludhiana, Punjab.
About the Samrala branch
The Samrala branch of Bank of Maharashtra is situated at GROUND FLOOR, KANG MARKET, CHANDIGARH ROAD, SAMRALA, DIST. - LUDHIANA, PUNJAB - 141114. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002737 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Samrala |
| IFSC Code | MAHB0002737 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KANG MARKET, CHANDIGARH ROAD, SAMRALA, DIST. - LUDHIANA, PUNJAB - 141114 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| STD Code | 91 |
| Phone | 9888798013 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's SAMRALA branch came to be assigned the code MAHB0002737.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002737, money simply cannot be routed to the SAMRALA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Samrala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002737 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002737
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002737 across all three.
NEFT to Bank of Maharashtra, SAMRALA using IFSC MAHB0002737
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002737, and confirm that the system picks up Bank of Maharashtra – SAMRALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAMRALA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SAMRALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002737 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – SAMRALA, use IMPS. With IFSC MAHB0002737 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002737 for Bank of Maharashtra – SAMRALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002737 | Yes – MAHB0002737 | Yes – MAHB0002737 |
For most retail customers crediting the Samrala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's SAMRALA branch, the IFSC MAHB0002737 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Samrala branch
Once you have an account at Bank of Maharashtra – SAMRALA, the IFSC MAHB0002737 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Samrala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9888798013.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002737
Online banking and IFSC MAHB0002737
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the SAMRALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002737 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Samrala branch sits at GROUND FLOOR, KANG MARKET, CHANDIGARH ROAD, SAMRALA, DIST. - LUDHIANA, PUNJAB - 141114. If you are travelling from outside Ludhiana, search for the branch on a maps application using the bank name and locality, or call 91-9888798013 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002737 and your account number.
Common mistakes to avoid when using IFSC MAHB0002737
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – SAMRALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002737. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Samrala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002737 continue to work without interruption.
Verifying IFSC MAHB0002737 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002737 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9888798013.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraSamrala Branch
GROUND FLOOR, KANG MARKET, CHANDIGARH ROAD, SAMRALA, DIST. - LUDHIANA, PUNJAB - 141114
Ludhiana, Punjab
Phone: 91-9888798013
IFSC: MAHB0002737
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samrala branch but serve different purposes.
How do I add Bank of Maharashtra Samrala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002737, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Samrala branch?
You can reach the branch at 91-9888798013 during regular banking hours.
Can I use IFSC MAHB0002737 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002737 to send funds instantly.
Where is Bank of Maharashtra Samrala branch located?
Bank of Maharashtra's Samrala branch is located at GROUND FLOOR, KANG MARKET, CHANDIGARH ROAD, SAMRALA, DIST. - LUDHIANA, PUNJAB - 141114, Ludhiana, Punjab.
Is IFSC MAHB0002737 valid for NEFT and RTGS?
Yes. IFSC MAHB0002737 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Maharashtra Samrala branch?
The IFSC code of Bank of Maharashtra, Samrala branch is MAHB0002737. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: MAHB0002737 is the IFSC code of Bank of Maharashtra, SAMRALA branch, in LUDHIANA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
