If you are searching for the IFSC code of Bank of Maharashtra, GOMTINAGAR EXTENSION branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is MAHB0002764. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOMTINAGAR EXTENSION branch, and detailed step-by-step guides for using the IFSC MAHB0002764 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's GOMTINAGAR EXTENSION branch, the IFSC MAHB0002764 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002764 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Gomtinagar Extension |
| IFSC Code | MAHB0002764 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST. LUCKNOW, UTTAR PRADESH - 226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 6390002764 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Gomtinagar Extension branch — IFSC MAHB0002764 — extends the bank's services to customers in and around Lucknow, Uttar Pradesh.
About this branch
The branch is located at SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST. LUCKNOW, UTTAR PRADESH - 226010. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002764 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOMTINAGAR EXTENSION of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002764 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002764 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002764
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002764 across all three.
How to use IFSC MAHB0002764 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's GOMTINAGAR EXTENSION branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002764.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as GOMTINAGAR EXTENSION.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOMTINAGAR EXTENSION
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's GOMTINAGAR EXTENSION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002764 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra GOMTINAGAR EXTENSION (IFSC MAHB0002764)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002764 in your mobile or internet banking app, and the money is credited to the GOMTINAGAR EXTENSION branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002764 for Bank of Maharashtra – GOMTINAGAR EXTENSION, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002764 | Yes – MAHB0002764 | Yes – MAHB0002764 |
For most retail customers crediting the Gomtinagar Extension branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's GOMTINAGAR EXTENSION branch, the IFSC MAHB0002764 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Gomtinagar Extension branch
Once you have an account at Bank of Maharashtra – GOMTINAGAR EXTENSION, the IFSC MAHB0002764 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gomtinagar Extension branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6390002764.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002764
MICR & cheque-truncation details
Cheques drawn on the Gomtinagar Extension branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002764 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Gomtinagar Extension branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002764 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0002764
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – GOMTINAGAR EXTENSION, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002764. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gomtinagar Extension branch
The branch is located at SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST. LUCKNOW, UTTAR PRADESH - 226010, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Gomtinagar Extension branch” — the verified location pin for IFSC MAHB0002764 should appear at the top of the results.
- Confirm the branch is open by calling 91-6390002764 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002764 and your account number.
Verifying IFSC MAHB0002764 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002764 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6390002764.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gomtinagar Extension are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002764 continue to work without interruption.
Branch address & contact
Bank of MaharashtraGomtinagar Extension Branch
SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST. LUCKNOW, UTTAR PRADESH - 226010
Lucknow, Uttar Pradesh
Phone: 91-6390002764
IFSC: MAHB0002764
Frequently asked questions
Can I use IFSC MAHB0002764 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002764 to send funds instantly.
Does Bank of Maharashtra Gomtinagar Extension branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6390002764 to confirm.
Is IFSC MAHB0002764 the same for all accounts at Gomtinagar Extension branch?
Yes. The IFSC MAHB0002764 is shared by every account held at Bank of Maharashtra's Gomtinagar Extension branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gomtinagar Extension branch but serve different purposes.
Where is Bank of Maharashtra Gomtinagar Extension branch located?
Bank of Maharashtra's Gomtinagar Extension branch is located at SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST. LUCKNOW, UTTAR PRADESH - 226010, Lucknow, Uttar Pradesh.
How do I add Bank of Maharashtra Gomtinagar Extension as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002764, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code MAHB0002764 belongs to Bank of Maharashtra's GOMTINAGAR EXTENSION branch, located at SHOP NO. 8A AND 8B, NBCC TOWER, GOMATI NAGAR EXTENSION, LUCKNOW, DIST.… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
