Use this page as a one-stop reference for everything related to Bank of Maharashtra's AMBEJOGAI ROAD LATUR branch in LATUR, MAHARASHTRA. The branch's IFSC code MAHB0002082 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's AMBEJOGAI ROAD LATUR branch, the IFSC MAHB0002082 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002082 identifies this particular branch.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ambejogai Road Latur branch in Latur, Maharashtra is part of this network and uses the IFSC code MAHB0002082 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Ambejogai Road Latur |
| IFSC Code | MAHB0002082 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 4 AND 17, OLD RENAPUR NAKAAMBEJOGAI ROAD LATUR |
| City | Latur |
| District | Latur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9545068777 |
About this branch
The branch is located at PLOT NO 4 AND 17, OLD RENAPUR NAKAAMBEJOGAI ROAD LATUR. It serves the Latur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002082 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's AMBEJOGAI ROAD LATUR branch came to be assigned the code MAHB0002082.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002082, money simply cannot be routed to the AMBEJOGAI ROAD LATUR branch electronically.
Products and account variants supported
Every account opened at the Ambejogai Road Latur branch is mapped to IFSC MAHB0002082 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002082.
Banking services available
The Ambejogai Road Latur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9545068777.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002082
How to transfer money using IFSC MAHB0002082
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002082 across all three.
NEFT to Bank of Maharashtra, AMBEJOGAI ROAD LATUR using IFSC MAHB0002082
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002082, and confirm that the system picks up Bank of Maharashtra – AMBEJOGAI ROAD LATUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AMBEJOGAI ROAD LATUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's AMBEJOGAI ROAD LATUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002082 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra AMBEJOGAI ROAD LATUR (IFSC MAHB0002082)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002082 in your mobile or internet banking app, and the money is credited to the AMBEJOGAI ROAD LATUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002082 for Bank of Maharashtra – AMBEJOGAI ROAD LATUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002082 | Yes – MAHB0002082 | Yes – MAHB0002082 |
For most retail customers crediting the Ambejogai Road Latur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's AMBEJOGAI ROAD LATUR branch, the IFSC MAHB0002082 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ambejogai Road Latur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002082 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ambejogai Road Latur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002082 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – AMBEJOGAI ROAD LATUR:
- The IFSC is exactly MAHB0002082 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and AMBEJOGAI ROAD LATUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ambejogai Road Latur branch sits at PLOT NO 4 AND 17, OLD RENAPUR NAKAAMBEJOGAI ROAD LATUR. If you are travelling from outside Latur, search for the branch on a maps application using the bank name and locality, or call 91-9545068777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002082 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002082 for Bank of Maharashtra – AMBEJOGAI ROAD LATUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ambejogai Road Latur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002082, however, work 24x7.
Branch address & contact
Bank of MaharashtraAmbejogai Road Latur Branch
PLOT NO 4 AND 17, OLD RENAPUR NAKAAMBEJOGAI ROAD LATUR
Latur, Maharashtra
Phone: 91-9545068777
IFSC: MAHB0002082
Frequently asked questions
What is the phone number of Bank of Maharashtra Ambejogai Road Latur branch?
You can reach the branch at 91-9545068777 during regular banking hours.
What is the IFSC code of Bank of Maharashtra Ambejogai Road Latur branch?
The IFSC code of Bank of Maharashtra, Ambejogai Road Latur branch is MAHB0002082. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0002082 the same for all accounts at Ambejogai Road Latur branch?
Yes. The IFSC MAHB0002082 is shared by every account held at Bank of Maharashtra's Ambejogai Road Latur branch. Only the account number changes from customer to customer.
How do I add Bank of Maharashtra Ambejogai Road Latur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002082, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MAHB0002082 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002082 to send funds instantly.
How quickly will an NEFT transfer using MAHB0002082 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Ambejogai Road Latur reflect within 30 minutes.
Final notes
To recap: MAHB0002082 is the IFSC code of Bank of Maharashtra, AMBEJOGAI ROAD LATUR branch, in LATUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
