Below are the complete branch details for Bank of Maharashtra, KUMBAKONAM branch, located in KUMBAKONAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002191. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002191 for Bank of Maharashtra – KUMBAKONAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002191 is the IFSC of Bank of Maharashtra's KUMBAKONAM branch. The format is fixed: MAHB = bank code, 0 = reserved, 002191 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Kumbakonam branch in Kumbakonam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002191.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kumbakonam |
| IFSC Code | MAHB0002191 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.25 AND 25/1, TS NO.474A, WARD NO.1DR. BESANT ROAD, KUMBAKONAM |
| City | Kumbakonam |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9600154943 |
Kumbakonam branch overview
Located at NO.25 AND 25/1, TS NO.474A, WARD NO.1DR. BESANT ROAD, KUMBAKONAM, the Kumbakonam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002191 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's KUMBAKONAM branch came to be assigned the code MAHB0002191.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002191, money simply cannot be routed to the KUMBAKONAM branch electronically.
Account types you can open at the Kumbakonam branch
Once you have an account at Bank of Maharashtra – KUMBAKONAM, the IFSC MAHB0002191 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kumbakonam branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002191
How to transfer money using IFSC MAHB0002191
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002191 across all three.
NEFT to Bank of Maharashtra, KUMBAKONAM using IFSC MAHB0002191
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002191, and confirm that the system picks up Bank of Maharashtra – KUMBAKONAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002191
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KUMBAKONAM, ensure your bank's portal accepts IFSC MAHB0002191 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra KUMBAKONAM (IFSC MAHB0002191)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002191 in your mobile or internet banking app, and the money is credited to the KUMBAKONAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kumbakonam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002191:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUMBAKONAM is still linked to IFSC MAHB0002191.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's KUMBAKONAM branch, the IFSC MAHB0002191 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kumbakonam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002191 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kumbakonam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002191 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KUMBAKONAM:
- The IFSC is exactly MAHB0002191 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KUMBAKONAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kumbakonam branch sits at NO.25 AND 25/1, TS NO.474A, WARD NO.1DR. BESANT ROAD, KUMBAKONAM. If you are travelling from outside Kumbakonam, search for the branch on a maps application using the bank name and locality, or call 91-9600154943 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002191 and your account number.
Verifying IFSC MAHB0002191 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002191 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9600154943.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kumbakonam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002191 continue to work without interruption.
Branch address & contact
Bank of MaharashtraKumbakonam Branch
NO.25 AND 25/1, TS NO.474A, WARD NO.1DR. BESANT ROAD, KUMBAKONAM
Kumbakonam, Tamil Nadu
Phone: 91-9600154943
IFSC: MAHB0002191
Frequently asked questions
Where is Bank of Maharashtra Kumbakonam branch located?
Bank of Maharashtra's Kumbakonam branch is located at NO.25 AND 25/1, TS NO.474A, WARD NO.1DR. BESANT ROAD, KUMBAKONAM, Kumbakonam, Tamil Nadu.
Can I use IFSC MAHB0002191 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002191 to send funds instantly.
Does Bank of Maharashtra Kumbakonam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9600154943 to confirm.
What is the phone number of Bank of Maharashtra Kumbakonam branch?
You can reach the branch at 91-9600154943 during regular banking hours.
How quickly will an NEFT transfer using MAHB0002191 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kumbakonam reflect within 30 minutes.
How do I add Bank of Maharashtra Kumbakonam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002191, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0002191 the same for all accounts at Kumbakonam branch?
Yes. The IFSC MAHB0002191 is shared by every account held at Bank of Maharashtra's Kumbakonam branch. Only the account number changes from customer to customer.
Final notes
To recap: MAHB0002191 is the IFSC code of Bank of Maharashtra, KUMBAKONAM branch, in KUMBAKONAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
