Use this page as a one-stop reference for everything related to Bank of Maharashtra's KRISHNANAGAR branch in KRISHNANAGAR, WEST BENGAL. The branch's IFSC code MAHB0002068 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – KRISHNANAGAR is MAHB0002068. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002068 map to this branch in KRISHNANAGAR, WEST BENGAL.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Krishnanagar |
| IFSC Code | MAHB0002068 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2, D L ROY ROAD KRISHNANAGAR |
| City | Krishnanagar |
| District | Nadia |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7596032746 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Krishnanagar branch in Krishnanagar, West Bengal is part of this network and uses the IFSC code MAHB0002068 for all electronic settlement.
About the Krishnanagar branch
The Krishnanagar branch of Bank of Maharashtra is situated at 2, D L ROY ROAD KRISHNANAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002068 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's KRISHNANAGAR branch came to be assigned the code MAHB0002068.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002068, money simply cannot be routed to the KRISHNANAGAR branch electronically.
How to transfer money using IFSC MAHB0002068
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002068 across all three.
How to use IFSC MAHB0002068 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KRISHNANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002068.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KRISHNANAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KRISHNANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's KRISHNANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002068 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra KRISHNANAGAR (IFSC MAHB0002068)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002068 in your mobile or internet banking app, and the money is credited to the KRISHNANAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002068 for Bank of Maharashtra – KRISHNANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002068 | Yes – MAHB0002068 | Yes – MAHB0002068 |
For most retail customers crediting the Krishnanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's KRISHNANAGAR branch, the IFSC MAHB0002068 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Krishnanagar branch is mapped to IFSC MAHB0002068 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002068.
Banking services available
The Krishnanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7596032746.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002068
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002068 and the account number together uniquely identify the Krishnanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002068
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KRISHNANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002068 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KRISHNANAGAR:
- The IFSC is exactly MAHB0002068 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KRISHNANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Krishnanagar branch
The branch is located at 2, D L ROY ROAD KRISHNANAGAR, which puts it inside Krishnanagar, the broader Nadia district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Krishnanagar branch” — the verified location pin for IFSC MAHB0002068 should appear at the top of the results.
- Confirm the branch is open by calling 91-7596032746 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002068 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002068 for Bank of Maharashtra – KRISHNANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Krishnanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002068 continue to work without interruption.
Branch address & contact
Bank of MaharashtraKrishnanagar Branch
2, D L ROY ROAD KRISHNANAGAR
Krishnanagar, West Bengal
Phone: 91-7596032746
IFSC: MAHB0002068
Frequently asked questions
What is the IFSC code of Bank of Maharashtra Krishnanagar branch?
The IFSC code of Bank of Maharashtra, Krishnanagar branch is MAHB0002068. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MAHB0002068 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Krishnanagar reflect within 30 minutes.
Does Bank of Maharashtra Krishnanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7596032746 to confirm.
What is the phone number of Bank of Maharashtra Krishnanagar branch?
You can reach the branch at 91-7596032746 during regular banking hours.
Is IFSC MAHB0002068 the same for all accounts at Krishnanagar branch?
Yes. The IFSC MAHB0002068 is shared by every account held at Bank of Maharashtra's Krishnanagar branch. Only the account number changes from customer to customer.
How do I add Bank of Maharashtra Krishnanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002068, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: MAHB0002068 is the IFSC code of Bank of Maharashtra, KRISHNANAGAR branch, in KRISHNANAGAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
