Use this page as a one-stop reference for everything related to Bank of Maharashtra's KOTHAVALASA branch in KOTHAVALASA, ANDHRA PRADESH. The branch's IFSC code MAHB0002012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – KOTHAVALASA is MAHB0002012. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002012 map to this branch in KOTHAVALASA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kothavalasa |
| IFSC Code | MAHB0002012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE |
| City | Kothavalasa |
| District | Vizianagaram |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9010022012 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kothavalasa branch in Kothavalasa, Andhra Pradesh is part of this network and uses the IFSC code MAHB0002012 for all electronic settlement.
Kothavalasa branch overview
Located at VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE, the Kothavalasa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002012 is required for all interbank electronic transfers routed through this branch.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTHAVALASA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002012 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002012 across all three.
NEFT to Bank of Maharashtra, KOTHAVALASA using IFSC MAHB0002012
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002012, and confirm that the system picks up Bank of Maharashtra – KOTHAVALASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002012
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KOTHAVALASA, ensure your bank's portal accepts IFSC MAHB0002012 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra KOTHAVALASA (IFSC MAHB0002012)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002012 in your mobile or internet banking app, and the money is credited to the KOTHAVALASA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002012 for Bank of Maharashtra – KOTHAVALASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002012 | Yes – MAHB0002012 | Yes – MAHB0002012 |
For most retail customers crediting the Kothavalasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's KOTHAVALASA branch, the IFSC MAHB0002012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kothavalasa branch is mapped to IFSC MAHB0002012 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002012.
Products and services
Customers walking into the Kothavalasa branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002012
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002012 and the account number together uniquely identify the Kothavalasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002012
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KOTHAVALASA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KOTHAVALASA:
- The IFSC is exactly MAHB0002012 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KOTHAVALASA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kothavalasa branch sits at VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE. If you are travelling from outside Kothavalasa, search for the branch on a maps application using the bank name and locality, or call 91-9010022012 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002012 and your account number.
Verifying IFSC MAHB0002012 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002012 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9010022012.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kothavalasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002012 continue to work without interruption.
Branch address & contact
Bank of MaharashtraKothavalasa Branch
VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE
Kothavalasa, Andhra Pradesh
Phone: 91-9010022012
IFSC: MAHB0002012
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kothavalasa branch but serve different purposes.
What is the phone number of Bank of Maharashtra Kothavalasa branch?
You can reach the branch at 91-9010022012 during regular banking hours.
Where is Bank of Maharashtra Kothavalasa branch located?
Bank of Maharashtra's Kothavalasa branch is located at VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE, Kothavalasa, Andhra Pradesh.
What is the IFSC code of Bank of Maharashtra Kothavalasa branch?
The IFSC code of Bank of Maharashtra, Kothavalasa branch is MAHB0002012. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0002012 valid for NEFT and RTGS?
Yes. IFSC MAHB0002012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHB0002012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kothavalasa reflect within 30 minutes.
Summary
The IFSC code MAHB0002012 belongs to Bank of Maharashtra's KOTHAVALASA branch, located at VIZIANAGARAM ROAD KOTHAVALASABESIDE KOTHAVALASA POST OFFICE in KOTHAVALASA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
