Use this page as a one-stop reference for everything related to Bank of Maharashtra's HOUSING FINANCE BRANCH KOTA branch in KOTA, RAJASTHAN. The branch's IFSC code MAHB0002730 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002730 is the IFSC of Bank of Maharashtra's HOUSING FINANCE BRANCH KOTA branch. The format is fixed: MAHB = bank code, 0 = reserved, 002730 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Housing Finance Branch Kota |
| IFSC Code | MAHB0002730 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010 |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9587832730 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Housing Finance Branch Kota branch — IFSC MAHB0002730 — extends the bank's services to customers in and around Kota, Rajasthan.
About the Housing Finance Branch Kota branch
The Housing Finance Branch Kota branch of Bank of Maharashtra is situated at C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002730 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOUSING FINANCE BRANCH KOTA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002730 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002730 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002730
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002730 across all three.
How to use IFSC MAHB0002730 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's HOUSING FINANCE BRANCH KOTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002730.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as HOUSING FINANCE BRANCH KOTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0002730
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – HOUSING FINANCE BRANCH KOTA, ensure your bank's portal accepts IFSC MAHB0002730 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra HOUSING FINANCE BRANCH KOTA (IFSC MAHB0002730)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002730 in your mobile or internet banking app, and the money is credited to the HOUSING FINANCE BRANCH KOTA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Housing Finance Branch Kota
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002730:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HOUSING FINANCE BRANCH KOTA is still linked to IFSC MAHB0002730.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0002730
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – HOUSING FINANCE BRANCH KOTA is still mapped to IFSC MAHB0002730. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002730 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Housing Finance Branch Kota branch is mapped to IFSC MAHB0002730 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002730.
Banking services available
The Housing Finance Branch Kota branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9587832730.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002730
MICR & cheque-truncation details
Cheques drawn on the Housing Finance Branch Kota branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002730 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MAHB0002730
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the HOUSING FINANCE BRANCH KOTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002730 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0002730
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – HOUSING FINANCE BRANCH KOTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002730. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Housing Finance Branch Kota branch
The branch is located at C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010, which puts it inside Kota, the broader Kota district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Housing Finance Branch Kota branch” — the verified location pin for IFSC MAHB0002730 should appear at the top of the results.
- Confirm the branch is open by calling 91-9587832730 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002730 and your account number.
Verifying IFSC MAHB0002730 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002730 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9587832730.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Housing Finance Branch Kota branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002730, however, work 24x7.
Branch address & contact
Bank of MaharashtraHousing Finance Branch Kota Branch
C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010
Kota, Rajasthan
Phone: 91-9587832730
IFSC: MAHB0002730
Frequently asked questions
What is the phone number of Bank of Maharashtra Housing Finance Branch Kota branch?
You can reach the branch at 91-9587832730 during regular banking hours.
Does Bank of Maharashtra Housing Finance Branch Kota branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9587832730 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Housing Finance Branch Kota branch but serve different purposes.
Where is Bank of Maharashtra Housing Finance Branch Kota branch located?
Bank of Maharashtra's Housing Finance Branch Kota branch is located at C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010, Kota, Rajasthan.
Is IFSC MAHB0002730 the same for all accounts at Housing Finance Branch Kota branch?
Yes. The IFSC MAHB0002730 is shared by every account held at Bank of Maharashtra's Housing Finance Branch Kota branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using MAHB0002730 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Housing Finance Branch Kota reflect within 30 minutes.
What is the IFSC code of Bank of Maharashtra Housing Finance Branch Kota branch?
The IFSC code of Bank of Maharashtra, Housing Finance Branch Kota branch is MAHB0002730. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0002730 valid for NEFT and RTGS?
Yes. IFSC MAHB0002730 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code MAHB0002730 belongs to Bank of Maharashtra's HOUSING FINANCE BRANCH KOTA branch, located at C-55, SHRINATHPURAM, KOTA, DIST. - KOTA, RAJASTHAN - 324010 in KOTA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
