Below are the complete branch details for Bank of Maharashtra, KOLHAPUR , MID CORPORATE GOKUL SHIRGAON branch, located in KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0001575. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0001575 for Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0001575 is the IFSC of Bank of Maharashtra's KOLHAPUR , MID CORPORATE GOKUL SHIRGAON branch. The format is fixed: MAHB = bank code, 0 = reserved, 001575 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kolhapur , Mid Corporate Gokul Shirgaon |
| IFSC Code | MAHB0001575 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P-40, MIDC, GOKUL SHIRGAON, NEAR GOSHIMA OFFICE, GOKUL SHIRGAON DIST. KOLHAPUR |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 7030924080 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Kolhapur , Mid Corporate Gokul Shirgaon branch in Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001575.
About this branch
The branch is located at P-40, MIDC, GOKUL SHIRGAON, NEAR GOSHIMA OFFICE, GOKUL SHIRGAON DIST. KOLHAPUR. It serves the Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001575 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOLHAPUR , MID CORPORATE GOKUL SHIRGAON of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001575 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001575 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0001575
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001575 across all three.
NEFT to Bank of Maharashtra, KOLHAPUR , MID CORPORATE GOKUL SHIRGAON using IFSC MAHB0001575
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001575, and confirm that the system picks up Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0001575
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON, ensure your bank's portal accepts IFSC MAHB0001575 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON, use IMPS. With IFSC MAHB0001575 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001575 for Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001575 | Yes – MAHB0001575 | Yes – MAHB0001575 |
For most retail customers crediting the Kolhapur , Mid Corporate Gokul Shirgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001575
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON is still mapped to IFSC MAHB0001575. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001575 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kolhapur , Mid Corporate Gokul Shirgaon branch is mapped to IFSC MAHB0001575 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001575.
Products and services
Customers walking into the Kolhapur , Mid Corporate Gokul Shirgaon branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001575
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001575 and the account number together uniquely identify the Kolhapur , Mid Corporate Gokul Shirgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0001575
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KOLHAPUR , MID CORPORATE GOKUL SHIRGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001575 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0001575
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – KOLHAPUR , MID CORPORATE GOKUL SHIRGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0001575. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kolhapur , Mid Corporate Gokul Shirgaon branch sits at P-40, MIDC, GOKUL SHIRGAON, NEAR GOSHIMA OFFICE, GOKUL SHIRGAON DIST. KOLHAPUR. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-7030924080 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001575 and your account number.
Verifying IFSC MAHB0001575 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001575 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 231-7030924080.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kolhapur , Mid Corporate Gokul Shirgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001575, however, work 24x7.
Branch address & contact
Bank of MaharashtraKolhapur , Mid Corporate Gokul Shirgaon Branch
P-40, MIDC, GOKUL SHIRGAON, NEAR GOSHIMA OFFICE, GOKUL SHIRGAON DIST. KOLHAPUR
Kolhapur, Maharashtra
Phone: 231-7030924080
IFSC: MAHB0001575
Frequently asked questions
Does Bank of Maharashtra Kolhapur , Mid Corporate Gokul Shirgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 231-7030924080 to confirm.
Is IFSC MAHB0001575 valid for NEFT and RTGS?
Yes. IFSC MAHB0001575 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Maharashtra Kolhapur , Mid Corporate Gokul Shirgaon branch?
You can reach the branch at 231-7030924080 during regular banking hours.
How do I add Bank of Maharashtra Kolhapur , Mid Corporate Gokul Shirgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001575, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0001575 the same for all accounts at Kolhapur , Mid Corporate Gokul Shirgaon branch?
Yes. The IFSC MAHB0001575 is shared by every account held at Bank of Maharashtra's Kolhapur , Mid Corporate Gokul Shirgaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using MAHB0001575 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kolhapur , Mid Corporate Gokul Shirgaon reflect within 30 minutes.
What is the IFSC code of Bank of Maharashtra Kolhapur , Mid Corporate Gokul Shirgaon branch?
The IFSC code of Bank of Maharashtra, Kolhapur , Mid Corporate Gokul Shirgaon branch is MAHB0001575. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolhapur , Mid Corporate Gokul Shirgaon branch but serve different purposes.
Summary
The IFSC code MAHB0001575 belongs to Bank of Maharashtra's KOLHAPUR , MID CORPORATE GOKUL SHIRGAON branch, located at P-40, MIDC, GOKUL SHIRGAON, NEAR GOSHIMA OFFICE, GOKUL SHIRGAON DIST. KOLHAPUR in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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