Use this page as a one-stop reference for everything related to Bank of Maharashtra's KADAVANTHARA branch in KOCHI, KERALA. The branch's IFSC code MAHB0001962 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – KADAVANTHARA is MAHB0001962. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001962 map to this branch in KOCHI, KERALA.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Kadavanthara branch — IFSC MAHB0001962 — extends the bank's services to customers in and around Kochi, Kerala.
About this branch
The branch is located at GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN ROAD, KADAVANTHARA, ERNAKULAM,682020. It serves the Kochi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001962 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kadavanthara |
| IFSC Code | MAHB0001962 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN ROAD, KADAVANTHARA, ERNAKULAM,682020 |
| City | Kochi |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 9361189714 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KADAVANTHARA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001962 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001962 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kadavanthara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001962 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0001962
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001962 across all three.
How to use IFSC MAHB0001962 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KADAVANTHARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0001962.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KADAVANTHARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KADAVANTHARA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's KADAVANTHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001962 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – KADAVANTHARA, use IMPS. With IFSC MAHB0001962 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001962 for Bank of Maharashtra – KADAVANTHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001962 | Yes – MAHB0001962 | Yes – MAHB0001962 |
For most retail customers crediting the Kadavanthara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001962
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – KADAVANTHARA is still mapped to IFSC MAHB0001962. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001962 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kadavanthara branch is mapped to IFSC MAHB0001962 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001962.
Products and services
Customers walking into the Kadavanthara branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001962
Online banking and IFSC MAHB0001962
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KADAVANTHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001962 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kadavanthara branch
The branch is located at GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN ROAD, KADAVANTHARA, ERNAKULAM,682020, which puts it inside Kochi, the broader Ernakulam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Kadavanthara branch” — the verified location pin for IFSC MAHB0001962 should appear at the top of the results.
- Confirm the branch is open by calling 91-9361189714 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001962 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KADAVANTHARA:
- The IFSC is exactly MAHB0001962 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KADAVANTHARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kadavanthara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001962, however, work 24x7.
Verifying IFSC MAHB0001962 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001962 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9361189714.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraKadavanthara Branch
GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN ROAD, KADAVANTHARA, ERNAKULAM,682020
Kochi, Kerala
Phone: 91-9361189714
IFSC: MAHB0001962
Frequently asked questions
Is IFSC MAHB0001962 valid for NEFT and RTGS?
Yes. IFSC MAHB0001962 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHB0001962 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kadavanthara reflect within 30 minutes.
Is IFSC MAHB0001962 the same for all accounts at Kadavanthara branch?
Yes. The IFSC MAHB0001962 is shared by every account held at Bank of Maharashtra's Kadavanthara branch. Only the account number changes from customer to customer.
Where is Bank of Maharashtra Kadavanthara branch located?
Bank of Maharashtra's Kadavanthara branch is located at GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN ROAD, KADAVANTHARA, ERNAKULAM,682020, Kochi, Kerala.
How do I add Bank of Maharashtra Kadavanthara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001962, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Kadavanthara branch?
You can reach the branch at 91-9361189714 during regular banking hours.
Summary
The IFSC code MAHB0001962 belongs to Bank of Maharashtra's KADAVANTHARA branch, located at GROUND FLOOR, SHANTI KOITHARA APPARTMENTS, OPP. ST. JOSEPH CHURCH, K P VALLAN… in KOCHI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
