Below are the complete branch details for Bank of Maharashtra, KHADKEWADA branch, located in KHADKEWADA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000875. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000875 for Bank of Maharashtra – KHADKEWADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000875 is the IFSC of Bank of Maharashtra's KHADKEWADA branch. The format is fixed: MAHB = bank code, 0 = reserved, 000875 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Khadkewada branch in Khadkewada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000875.
About this branch
The branch is located at SHRI KRISHNA DUDH UTPADAK SAH., KHADKEWADA, TEH. KAGAL 416216. It serves the Khadkewada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000875 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Khadkewada |
| IFSC Code | MAHB0000875 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHRI KRISHNA DUDH UTPADAK SAH., KHADKEWADA, TEH. KAGAL 416216 |
| City | Khadkewada |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8956480128 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHADKEWADA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000875 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000875 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000875 and the account number together uniquely identify the Khadkewada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC MAHB0000875
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000875 across all three.
How to use IFSC MAHB0000875 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KHADKEWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000875.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KHADKEWADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000875
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KHADKEWADA, ensure your bank's portal accepts IFSC MAHB0000875 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – KHADKEWADA, use IMPS. With IFSC MAHB0000875 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000875 for Bank of Maharashtra – KHADKEWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000875 | Yes – MAHB0000875 | Yes – MAHB0000875 |
For most retail customers crediting the Khadkewada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's KHADKEWADA branch, the IFSC MAHB0000875 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khadkewada branch is mapped to IFSC MAHB0000875 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000875.
Banking services available
The Khadkewada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8956480128.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000875
Online banking and IFSC MAHB0000875
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KHADKEWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000875 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Khadkewada branch
The branch is located at SHRI KRISHNA DUDH UTPADAK SAH., KHADKEWADA, TEH. KAGAL 416216, which puts it inside Khadkewada, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Khadkewada branch” — the verified location pin for IFSC MAHB0000875 should appear at the top of the results.
- Confirm the branch is open by calling 91-8956480128 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000875 and your account number.
Common mistakes to avoid when using IFSC MAHB0000875
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – KHADKEWADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000875. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khadkewada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000875, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000875 for Bank of Maharashtra – KHADKEWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraKhadkewada Branch
SHRI KRISHNA DUDH UTPADAK SAH., KHADKEWADA, TEH. KAGAL 416216
Khadkewada, Maharashtra
Phone: 91-8956480128
IFSC: MAHB0000875
Frequently asked questions
How do I add Bank of Maharashtra Khadkewada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000875, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MAHB0000875 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000875 to send funds instantly.
Is IFSC MAHB0000875 valid for NEFT and RTGS?
Yes. IFSC MAHB0000875 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khadkewada branch but serve different purposes.
Where is Bank of Maharashtra Khadkewada branch located?
Bank of Maharashtra's Khadkewada branch is located at SHRI KRISHNA DUDH UTPADAK SAH., KHADKEWADA, TEH. KAGAL 416216, Khadkewada, Maharashtra.
Does Bank of Maharashtra Khadkewada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8956480128 to confirm.
Is IFSC MAHB0000875 the same for all accounts at Khadkewada branch?
Yes. The IFSC MAHB0000875 is shared by every account held at Bank of Maharashtra's Khadkewada branch. Only the account number changes from customer to customer.
Final notes
To recap: MAHB0000875 is the IFSC code of Bank of Maharashtra, KHADKEWADA branch, in KHADKEWADA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
