Use this page as a one-stop reference for everything related to Bank of Maharashtra's BARRA KANPUR branch in KANPUR, UTTAR PRADESH. The branch's IFSC code MAHB0002908 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's BARRA KANPUR branch, the IFSC MAHB0002908 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002908 identifies this particular branch.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barra Kanpur branch in Kanpur, Uttar Pradesh is part of this network and uses the IFSC code MAHB0002908 for all electronic settlement.
About the Barra Kanpur branch
The Barra Kanpur branch of Bank of Maharashtra is situated at MIG 98, NEAR SHASTRI CHOWK, BARRA - 3, KANPUR, DIST. - KANPUR NAGAR, UTTAR PRADESH - 208027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002908 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Barra Kanpur |
| IFSC Code | MAHB0002908 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MIG 98, NEAR SHASTRI CHOWK, BARRA - 3, KANPUR, DIST. - KANPUR NAGAR, UTTAR PRADESH - 208027 |
| City | Kanpur |
| District | Kanpur Nagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 6389114702 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's BARRA KANPUR branch came to be assigned the code MAHB0002908.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002908, money simply cannot be routed to the BARRA KANPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Barra Kanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002908 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002908
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002908 across all three.
NEFT to Bank of Maharashtra, BARRA KANPUR using IFSC MAHB0002908
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002908, and confirm that the system picks up Bank of Maharashtra – BARRA KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002908
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – BARRA KANPUR, ensure your bank's portal accepts IFSC MAHB0002908 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra BARRA KANPUR (IFSC MAHB0002908)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002908 in your mobile or internet banking app, and the money is credited to the BARRA KANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002908 for Bank of Maharashtra – BARRA KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002908 | Yes – MAHB0002908 | Yes – MAHB0002908 |
For most retail customers crediting the Barra Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002908
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – BARRA KANPUR is still mapped to IFSC MAHB0002908. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002908 and the beneficiary's account number to complete the transfer.
Account types you can open at the Barra Kanpur branch
Once you have an account at Bank of Maharashtra – BARRA KANPUR, the IFSC MAHB0002908 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Barra Kanpur branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002908
Digital banking channels
Most day-to-day work that customers used to do at the Barra Kanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002908 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Barra Kanpur branch sits at MIG 98, NEAR SHASTRI CHOWK, BARRA - 3, KANPUR, DIST. - KANPUR NAGAR, UTTAR PRADESH - 208027. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 91-6389114702 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002908 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BARRA KANPUR:
- The IFSC is exactly MAHB0002908 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BARRA KANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Barra Kanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002908 continue to work without interruption.
Verifying IFSC MAHB0002908 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002908 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6389114702.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraBarra Kanpur Branch
MIG 98, NEAR SHASTRI CHOWK, BARRA - 3, KANPUR, DIST. - KANPUR NAGAR, UTTAR PRADESH - 208027
Kanpur, Uttar Pradesh
Phone: 91-6389114702
IFSC: MAHB0002908
Frequently asked questions
Can I use IFSC MAHB0002908 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002908 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barra Kanpur branch but serve different purposes.
How quickly will an NEFT transfer using MAHB0002908 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Barra Kanpur reflect within 30 minutes.
How do I add Bank of Maharashtra Barra Kanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002908, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Maharashtra Barra Kanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6389114702 to confirm.
What is the phone number of Bank of Maharashtra Barra Kanpur branch?
You can reach the branch at 91-6389114702 during regular banking hours.
Final notes
To recap: MAHB0002908 is the IFSC code of Bank of Maharashtra, BARRA KANPUR branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
