Below are the complete branch details for Bank of Maharashtra, KALWADI branch, located in KALWADI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000669. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000669 for Bank of Maharashtra – KALWADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – KALWADI is MAHB0000669. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000669 map to this branch in KALWADI, MAHARASHTRA.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalwadi branch in Kalwadi, Maharashtra is part of this network and uses the IFSC code MAHB0000669 for all electronic settlement.
About this branch
The branch is located at NEAR POLICE STATION, KALWADI, TEH.MALEGAON, 423203. It serves the Kalwadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000669 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kalwadi |
| IFSC Code | MAHB0000669 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR POLICE STATION, KALWADI, TEH.MALEGAON, 423203 |
| City | Kalwadi |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7030946488 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALWADI of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000669 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000669 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kalwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000669 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0000669
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000669 across all three.
How to use IFSC MAHB0000669 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KALWADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000669.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KALWADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALWADI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's KALWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000669 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra KALWADI (IFSC MAHB0000669)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000669 in your mobile or internet banking app, and the money is credited to the KALWADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000669 for Bank of Maharashtra – KALWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000669 | Yes – MAHB0000669 | Yes – MAHB0000669 |
For most retail customers crediting the Kalwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000669
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – KALWADI is still mapped to IFSC MAHB0000669. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000669 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kalwadi branch is mapped to IFSC MAHB0000669 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000669.
Products and services
Customers walking into the Kalwadi branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000669
Online banking and IFSC MAHB0000669
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KALWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000669 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kalwadi branch sits at NEAR POLICE STATION, KALWADI, TEH.MALEGAON, 423203. If you are travelling from outside Kalwadi, search for the branch on a maps application using the bank name and locality, or call 91-7030946488 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000669 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KALWADI:
- The IFSC is exactly MAHB0000669 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KALWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Kalwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000669 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000669 for Bank of Maharashtra – KALWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraKalwadi Branch
NEAR POLICE STATION, KALWADI, TEH.MALEGAON, 423203
Kalwadi, Maharashtra
Phone: 91-7030946488
IFSC: MAHB0000669
Frequently asked questions
Is IFSC MAHB0000669 valid for NEFT and RTGS?
Yes. IFSC MAHB0000669 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC MAHB0000669 the same for all accounts at Kalwadi branch?
Yes. The IFSC MAHB0000669 is shared by every account held at Bank of Maharashtra's Kalwadi branch. Only the account number changes from customer to customer.
Does Bank of Maharashtra Kalwadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7030946488 to confirm.
How do I add Bank of Maharashtra Kalwadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000669, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Kalwadi branch?
You can reach the branch at 91-7030946488 during regular banking hours.
How quickly will an NEFT transfer using MAHB0000669 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kalwadi reflect within 30 minutes.
What is the IFSC code of Bank of Maharashtra Kalwadi branch?
The IFSC code of Bank of Maharashtra, Kalwadi branch is MAHB0000669. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC MAHB0000669 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000669 to send funds instantly.
Summary
The IFSC code MAHB0000669 belongs to Bank of Maharashtra's KALWADI branch, located at NEAR POLICE STATION, KALWADI, TEH.MALEGAON, 423203 in KALWADI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
