This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, KADMA branch in KADMA. The 11-digit IFSC MAHB0002926 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the KADMA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002926 is the IFSC of Bank of Maharashtra's KADMA branch. The format is fixed: MAHB = bank code, 0 = reserved, 002926 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Kadma |
| IFSC Code | MAHB0002926 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM, JHARKHAND - 831005 |
| City | Kadma |
| District | Purbi Singhbhum |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9031638042 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Kadma branch — IFSC MAHB0002926 — extends the bank's services to customers in and around Kadma, Jharkhand.
Kadma branch overview
Located at MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM, JHARKHAND - 831005, the Kadma branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002926 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's KADMA branch came to be assigned the code MAHB0002926.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002926, money simply cannot be routed to the KADMA branch electronically.
How to transfer money using IFSC MAHB0002926
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002926 across all three.
How to use IFSC MAHB0002926 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's KADMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002926.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as KADMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0002926
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – KADMA, ensure your bank's portal accepts IFSC MAHB0002926 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – KADMA, use IMPS. With IFSC MAHB0002926 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002926 for Bank of Maharashtra – KADMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002926 | Yes – MAHB0002926 | Yes – MAHB0002926 |
For most retail customers crediting the Kadma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002926
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – KADMA is still mapped to IFSC MAHB0002926. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002926 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kadma branch is mapped to IFSC MAHB0002926 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002926.
Banking services available
The Kadma branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9031638042.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002926
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002926 and the account number together uniquely identify the Kadma branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002926
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the KADMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002926 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – KADMA:
- The IFSC is exactly MAHB0002926 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and KADMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kadma branch sits at MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM, JHARKHAND - 831005. If you are travelling from outside Kadma, search for the branch on a maps application using the bank name and locality, or call 91-9031638042 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002926 and your account number.
Verifying IFSC MAHB0002926 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002926 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9031638042.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kadma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002926, however, work 24x7.
Branch address & contact
Bank of MaharashtraKadma Branch
MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM, JHARKHAND - 831005
Kadma, Jharkhand
Phone: 91-9031638042
IFSC: MAHB0002926
Frequently asked questions
Does Bank of Maharashtra Kadma branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9031638042 to confirm.
How quickly will an NEFT transfer using MAHB0002926 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Kadma reflect within 30 minutes.
What is the phone number of Bank of Maharashtra Kadma branch?
You can reach the branch at 91-9031638042 during regular banking hours.
Is IFSC MAHB0002926 the same for all accounts at Kadma branch?
Yes. The IFSC MAHB0002926 is shared by every account held at Bank of Maharashtra's Kadma branch. Only the account number changes from customer to customer.
Where is Bank of Maharashtra Kadma branch located?
Bank of Maharashtra's Kadma branch is located at MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM, JHARKHAND - 831005, Kadma, Jharkhand.
Is IFSC MAHB0002926 valid for NEFT and RTGS?
Yes. IFSC MAHB0002926 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code MAHB0002926 belongs to Bank of Maharashtra's KADMA branch, located at MONOSHABRI SHOP NO. GF-01, ULIYAN MAIN ROAD, KADMA, DIST. - PURBI SINGHBHUM,… in KADMA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
