Below are the complete branch details for Bank of Maharashtra, JUNNARDEO branch, located in JUNNARDEO, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000537. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000537 for Bank of Maharashtra – JUNNARDEO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's JUNNARDEO branch, the IFSC MAHB0000537 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000537 identifies this particular branch.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Junnardeo branch in Junnardeo, Madhya Pradesh is part of this network and uses the IFSC code MAHB0000537 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Junnardeo |
| IFSC Code | MAHB0000537 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JUNNARDEO BANDHA ROAD |
| City | Junnardeo |
| District | Chhindwara |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9226792537 |
Junnardeo branch overview
Located at JUNNARDEO BANDHA ROAD, the Junnardeo branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0000537 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's JUNNARDEO branch came to be assigned the code MAHB0000537.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000537, money simply cannot be routed to the JUNNARDEO branch electronically.
Products and account variants supported
Every account opened at the Junnardeo branch is mapped to IFSC MAHB0000537 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000537.
Banking services available
The Junnardeo branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9226792537.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000537
How to transfer money using IFSC MAHB0000537
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000537 across all three.
NEFT to Bank of Maharashtra, JUNNARDEO using IFSC MAHB0000537
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000537, and confirm that the system picks up Bank of Maharashtra – JUNNARDEO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JUNNARDEO
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's JUNNARDEO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000537 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra JUNNARDEO (IFSC MAHB0000537)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000537 in your mobile or internet banking app, and the money is credited to the JUNNARDEO branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000537 for Bank of Maharashtra – JUNNARDEO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000537 | Yes – MAHB0000537 | Yes – MAHB0000537 |
For most retail customers crediting the Junnardeo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000537
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – JUNNARDEO is still mapped to IFSC MAHB0000537. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000537 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Junnardeo branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000537 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Junnardeo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000537 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – JUNNARDEO:
- The IFSC is exactly MAHB0000537 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and JUNNARDEO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Junnardeo branch sits at JUNNARDEO BANDHA ROAD. If you are travelling from outside Junnardeo, search for the branch on a maps application using the bank name and locality, or call 91-9226792537 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000537 and your account number.
Verifying IFSC MAHB0000537 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000537 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9226792537.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Junnardeo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000537, however, work 24x7.
Branch address & contact
Bank of MaharashtraJunnardeo Branch
JUNNARDEO BANDHA ROAD
Junnardeo, Madhya Pradesh
Phone: 91-9226792537
IFSC: MAHB0000537
Frequently asked questions
Is IFSC MAHB0000537 the same for all accounts at Junnardeo branch?
Yes. The IFSC MAHB0000537 is shared by every account held at Bank of Maharashtra's Junnardeo branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Junnardeo branch but serve different purposes.
Where is Bank of Maharashtra Junnardeo branch located?
Bank of Maharashtra's Junnardeo branch is located at JUNNARDEO BANDHA ROAD, Junnardeo, Madhya Pradesh.
Does Bank of Maharashtra Junnardeo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9226792537 to confirm.
What is the IFSC code of Bank of Maharashtra Junnardeo branch?
The IFSC code of Bank of Maharashtra, Junnardeo branch is MAHB0000537. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Maharashtra Junnardeo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000537, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: MAHB0000537 is the IFSC code of Bank of Maharashtra, JUNNARDEO branch, in JUNNARDEO, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
